How to report the violent collection of American wallets

1. Call relatives or friends in the borrower's address book without the borrower's permission and harass them many times.

2. Intimidate or threaten the borrower or relatives and family members in the address book through WeChat or SMS;

3. The borrower calls more than 3 times a day after the deadline;

4. The borrower's overdue collection time is not from 8: 00 am to 9: 00 pm;

5. Expose the personal information of the borrower;

6, to the borrower's home or work unit collection caused serious damage to personal reputation;

7. After overdue, the overdue fee is higher than the overdue interest rate stipulated by the People's Bank of China;

8. Induce the borrower to borrow from other platforms to repay the loan of this platform;

9. Use illegal software SMS to bomb the borrower's mobile phone number;

10, pretending to be a staff member of the state law enforcement agency, intimidating borrowers, violently urging money collection and other illegal acts.

Collect complaints: no more complaints can be made.

Black cat complaints: the audit is strict, but it is more efficient than collecting complaints. At present, many friends are complaining about problems related to black cats and can get feedback.

Internet Finance Association: There are a lot of contents to be filled in for tabular complaints, and the evidence to be provided should be sufficient, and it needs to be submitted many times and at intervals, otherwise it will be easily overlooked.

Platform customer service: that is, platform customer service complaints. Because many behaviors are operated by third parties, the platform, as Party A, can stop violations most efficiently. The disadvantage is that it is perfunctory and not practical, and it needs to be combined with other complaint channels.

123 15: Telephone complaints have sufficient evidence and are characterized by great difficulty in accepting them and timely and efficient feedback after accepting them.

Bank of China Insurance Regulatory Commission: credit card+policy loan+some online loans (such as recruitment) This is the regulatory department, so the feedback information can still be valid (except for unscrupulous third parties such as policy loans). In addition to the customer service telephone number, the Bank of China Insurance Regulatory Commission can also contact the Bank of China Insurance Regulatory Commission where the platform is located or where the loan is applied. You can follow me by phone and email.

How to write a complaint letter? Do you have a template?

First of all, you should learn to learn from it. There are many complaint cases on complaint platforms such as JuComplaint and Black Cat. See how others complain about your problems, and then edit them according to your own actual situation. Remember not to copy other people's complaints, or you will not pass the exam.

Secondly, there is evidence, and evidence is very important!

Summary:

At present, there will be many complaints about collection, but the purpose of complaints must be clear!

Should we stop urging or let the collection converge?

If you are about to complete the payment, you can apply to stop the payment. If you can't solve it in a short time, you need time, so don't skip the collection stage. If you skip the collection stage, everyone knows that the next step is to sue, so please be careful.

If it is a complaint about negotiated repayment, it depends on how much "confidence" you have and what your demands are, and the focus should not be shifted.