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The information sent by the bank has expired. Has the credit information been uploaded?
Detailed description:
1. The bank sends a text message to remind you that the credit card with the tail number 0828 has exceeded the repayment date.
2. The bank asks you to check your account and pay back in time. Please ignore this message if you have paid the loan.
3. The bank mentioned in the short message that it will deal with the new pneumonia epidemic according to the regulatory guidelines.
4. For other overdue cases, the bank will report to the basic database of personal credit information according to the policy.
Summary:
If you receive this message, it means that your credit card has expired. If you really haven't paid it back, please check the accounts as soon as possible and repay it in time. The bank also mentioned the special handling of the epidemic, but the specific handling method needs to be contacted with the bank. At the same time, the bank will report your overdue situation to the basic database of personal credit information according to the policy. Overdue repayment may have a negative impact on your personal credit record, so you must pay attention to timely repayment.
Extended data:
The basic database of personal credit information is established and managed by the People's Bank of China and the credit reporting agency * * * to record personal credit information. The record of overdue repayment will be recorded in the database, which will affect the personal credit rating. Credit rating will have an important impact on personal loans and credit card applications, so it is very important to maintain a good credit record. In daily life, we should arrange our finances reasonably, pay back on time, and maintain our good personal credit.
Please check the accounts as soon as possible and repay in time. If you have any questions or need help, please contact the customer service department of the bank. Banks will provide more detailed personal credit repayment guidelines and solutions.
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