How to open an account and apply for a card in an American bank?

How to open an account and apply for a card in the United States

As the US Customs stipulates that you can't bring in more than US$ 65,438+00,000 in cash, if you need to stay in the United States for a certain period of time and need a lot of cash, you can choose to open an account in the United States and have your family remit money to your account in the United States. Although many domestic banks now have branches abroad, they can also use UnionPay to withdraw money abroad, but after all, UnionPay is not popular enough, and it is not safe to carry a lot of cash with you, so it is necessary to open an account in the United States. Let's introduce Bank of America, whose e-banking account is very suitable for short-term tourists. First of all, the term Bank of America refers to a bank called Bank of America, not all banks in the United States. The English name of this American bank is Bank Of America, and many people call it BOA for short. When translated into Chinese, it is called Bank of America.

Methods/steps

1. Find the postal code/locator/locator/locatoraction.do of the opening place of the bank center, and find the nearest bank center.

Second, prepare your ID card and at least $20 in cash. You can use your China passport to open an account in the Bank of America. When the SSN (social security number) is completed, you can go to the customer service department to update the information if necessary. You need to deposit at least $20 to activate this card.

Third, open an account and apply for a card. Wait in line at the bank center for a while. There is a special customer service responsible for opening accounts and handling cards. After you start processing, the customer service will first look at the identification materials, and then let you choose the account type and whether you need a debit card. There are four types of checking accounts. You can choose "Bank of America E-banking", and you can waive the monthly fee (12$) for such accounts through setting. There is no extra charge for the associated debit card. After selection, customer service will help you create an online ID, set a temporary password, associate a temporary debit card and set a password. The official debit card will be sent to your designated address. After opening an account for a card, deposit $20 into the ATM and the debit card will be activated. Debit cards and checking accounts are related.

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Four. Account settings. After opening an account free of monthly fee, open/enter the online ID and temporary password with your own computer to log in, then modify the password and set up the use of electronic bills. After setting up the use of electronic bills, as long as you don't go to the counter to deposit and withdraw money, you can use the ATM to help yourself, and the monthly fee can be exempted.