The loan I borrowed from Sunshine Insurance Company is overdue. Today, I received a short message from the Henan court. Is it true?/You don't say.

usury

They pretend to be courts, and lawyers threaten you. All this is fake. You don't need to pay attention to him. The court accepted it, and the court served the lawsuit and summons, which were signed by you, not notified by the other party.

civil code

Article 125 The people's court shall send a copy of the indictment to the defendant within five days from the date of filing the case, and the defendant shall submit a reply within fifteen days from the date of receiving the indictment. The written defense shall specify the name, sex, age, nationality, occupation, work unit, domicile and contact information of the defendant, the name and domicile of the legal person or other organization, and the name, position and contact information of the legal representative or principal responsible person. The people's court shall send a copy of the defense to the plaintiff within five days from the date of receiving the defense.

If the defendant fails to submit the defense, it will not affect the trial of the people's court.