Is Heng Chang Loan Company a formal company?

Heng Chang Loan Company is a formal company, but its reputation is not very good in recent years. Headquartered in Beijing, Heng Chang is a comprehensive modern service enterprise integrating wealth management, credit risk assessment and management, credit data integration service, microfinance industry investment, microfinance consulting service and transaction facilitation. Heng Chang brand consists of Beijing Heng Chang Litong Investment Management Co., Ltd., Beijing Heng Chang Cai Hui Investment Management Co., Ltd., Beijing Changheng Huicheng Information Consulting Co., Ltd. and many other professional companies, and has opened branches in Beijing, Shenyang, Xi, Dalian, Zhengzhou, Tianjin, Taiyuan, Yantai, Qingdao, Harbin, Chengdu, Nanjing, Suzhou, Xiamen, Fuzhou and Nanchang. 20 13 organized a financing team covering Beijing, Shanghai, Shenzhen and Guangzhou to provide customers with all-round and personalized wealth appreciation and credit appreciation services.

Many media reported that Heng Chang Branch was investigated by the police, involving routine loans, violent collection, usury and other related issues. At present, Heng Chang's main products are Hengyi Loan and Hengyi Rong, which is a P2P platform. Media exposure: Excerpted from Dahe Daily-On August 7th, the Public Security Bureau of Jian 'an District of Xuchang City successfully cracked a series of "routine loan" crimes, arrested 24 suspects and frozen 33 million yuan of funds involved. At present, 22 people have been criminally detained in this case, and the case is being further detected. The victim reported to the police that in August, 2065438+2005, the company charged high interest and service fees for the loan in Xuchang Business Department of Beijing Heng Chang Company for various reasons. During this period, he constantly threatened and abused the victim, and harassed his relatives and friends and his unit. The police of the task force conducted a comprehensive investigation and evidence collection around the situation reflected by Heng Chang Company and the victims. After investigation, the company declared that it was "unsecured, unsecured, with low interest rate and fast loan" during its operation, and used the victim's psychology of being in urgent need of money to let the borrower provide personal information and secretly extract the customer address book. When signing the loan contract, the customer service deliberately concealed the relevant service fees. If the victim finds out, the company will claim that there will be high interest in default; After the victim is overdue, the company will specifically call the victim by means of intimidation, threats and abuse.