Inquiry method and loan process steps of provident fund withdrawal balance

Provident fund loans refer to loans enjoyed by employees who pay housing provident fund. According to national regulations, all employees who pay housing provident fund can apply for provident fund loans according to the relevant provisions of provident fund loans. Speaking of housing provident fund loans, let's talk about the inquiry method of provident fund balance. And the process steps of provident fund withdrawal and loan?

Inquiry method of provident fund:

Method 1: Website query

Log in to official website, the local provident fund management center, enter your ID number and password, and you can log in to the personal provident fund account to learn about the information in the account.

Method 2: Telephone inquiry

Call the hotline 15893999, and enter the personal ID number according to the voice prompt to inquire about the personal account of the provident fund.

Method 3: SMS query

Mobile users: edit CX ID number G and send it to 1065853503 (balance inquiry); Edit CX ID number D and send it to 1065853503 (loan balance inquiry).

Unicom mobile phone users: send the ID number to 1062 10 1188, and reply according to the prompt (for the first inquiry, send GJJ to106210/kloc-

Method 4: Inquire in the service hall.

Bring your ID card and other relevant documents to the service hall of Qinhuangdao Provident Fund Management Center and ask the staff for help.

Process steps of provident fund withdrawal and loan

1. The borrower can apply to the loan bank, which will submit it to the housing provident fund management department for approval, or directly apply to the housing provident fund management department for approval;

2. The borrower approved by the housing provident fund management department signs a loan contract and a guarantee contract with the loan bank, and handles mortgage registration, insurance, notarization and other related procedures;

3. The loan bank shall, in accordance with the loan contract, transfer the loan to the special account for selling houses set up by the developer in the loan bank or directly to the deposit account opened by the borrower in the loan bank;

4. The borrower opens a repayment account in the loan bank and repays the loan principal and interest on schedule according to the repayment method and repayment plan agreed in the loan contract;

5. After the loan is settled, the borrower obtains the loan settlement certificate from the loan bank, retrieves the mortgage registration certificate and the original insurance policy, and goes through the mortgage registration cancellation formalities at the original mortgage registration department.

In short, the borrower can apply for a loan from the loan bank, which will accept it and report it to the housing provident fund management department for approval, or directly apply to the housing provident fund management department for approval; That's how Bian Xiao inquires about the balance of provident fund. As well as the knowledge of provident fund withdrawal and loan process steps, I hope the above content can help you.

(The above answers were published on 2018-01-10. Please refer to the actual situation for the current purchase policy. )

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