Will the new orange premium product be sued if it is overdue?

What will happen to the new orange premium product? Ordinary people can't afford it!

Recently, many people have successfully obtained loans in New Orange Premium. However, some friends found that they may not be able to repay the loan contract. So, what will happen to the new orange premium product? Here I will introduce all the consequences of the new orange excellent product not repaying the loan.

According to what we have learned, it is still a very serious matter to borrow excellent products from New Orange, and many consequences are unbearable for borrowers. These consequences are:

1, Shangzhengxin

The official of New Orange Premium has officially announced that New Orange Premium will report the borrower's bad record to the central bank for credit investigation. Therefore, people who don't pay back will leave a serious stain on the credit information. As we all know, in today's increasingly important personal credit information, people with poor credit information will hit a wall everywhere, including applying for loans, help and preferential policies.

2. Long-term collection

In the current online lending market, no online lending platform will easily let borrowers default. After discovering that the borrower fails to repay the loan on time as agreed in the contract, New Orange Premium will arrange staff to collect it. In this process, New Orange Premium will not only call the borrower himself, but also call the contact person.

3. Cheng Laolai

In the process of debt collection, it is not excluded that New Orange Premium will take legal measures to bring those who fail to repay to court. Those who ignore the court's judgment will be included in the list of untrustworthy people by the court and become Lao Lai.

In this article, I will sort out what will happen to the new orange. It is not difficult for everyone to find that for ordinary people, it is hard to bear the great contribution, long collection and a sense of security.

What will happen to the new orange premium product "loans overdue"?

The expired quality of new oranges will have the following consequences:

The overdue record of new orange excellent products was uploaded to the credit information, resulting in poor personal credit information; After overdue, overdue interest shall be charged on a daily basis. The longer the overdue time, the more overdue interest. During the overdue period, you will encounter the collection of new orange excellent products; Even if you pay off the overdue debts, you may not be able to use the new orange quality products in the future.

Therefore, the overdue of new orange premium products will bring many negative effects. Please try to repay the loan on time during use. If it is unexpectedly overdue, it is also necessary to pay off the overdue debts as soon as possible.

Extended data:

1. Will New Orange Premium be prosecuted if it is overdue?

If the overdue time of the new orange premium product is short or the overdue amount is small, then the lending institution mainly focuses on collection. However, the new orange premium product has a large overdue amount or a long overdue time. If the collection fails for a long time, the lending institution may sue the user. After the user is sued, as long as the repayment is successful through negotiation with New Orange Premium, New Orange Premium will drop the lawsuit.

Therefore, after the new orange premium is overdue, it is necessary to pay off the overdue debts as soon as possible. If it is really sued by New Orange Premium, it will be very unfavorable to users.

Second, can I borrow the new orange premium product again?

Users have applied for new orange premium products before. As long as there is a loan amount on the page, the user can submit the loan application again. However, when submitting the loan application again, the user still needs to pass the system audit. The previous loan record system will refer to it during the audit, but it does not guarantee that the user will pass the audit. For details, please refer to the audit results on the page.

As long as users maintain a good credit record and have strong repayment ability, the chances of passing the audit are relatively high if they apply for new orange premium products again.

Third, is the new orange excellent loan a formal platform?

1, New Orange Excellent Loan is a formal platform. New Orange Premium is an online loan platform jointly operated by Jinzhong Longxin Internet Microfinance Company and Liu Xin Big Data Company. Jinzhong Longxin Internet Microfinance Company is a member of Shanxi Microfinance Association. On the whole, the platform strength of the new orange premium product is relatively general, which belongs to the medium level. Whether you apply for cash installment or commodity installment in New Orange Premium, everyone needs to provide mortgage and guarantee, and you don't need to upload too much personal information. From this point of view, the new orange premium product is more reliable.

2. New Orange Premium is an old loan product, also called New Orange Staging. There is a hard condition for applying for new orange quality products. Sesame score should not be lower than 580 points, and flower bud quota should be greater than 300 points. If these two items cannot be met, there is no way to apply for a new excellent orange product.

What will happen to the new orange excellent loan? Life will be a mess!

Many friends are blind when handling online loans, which makes it impossible to repay in full and on time on the repayment date. During this time, many people are asking what will happen to the new orange excellent loan? Here, let's talk about the consequences of not returning it.

If you don't repay the loan in New Orange Premium, the borrower will face a lot of troubles and even have a negative impact on life. Next, I will introduce the consequences of not paying back the money in detail.

Chengxin loan user

Although the new orange premium product is not a very background online lending platform, the risk control is still very strong. New Orange Premium has been connected to the credit information system, and the record of the borrower's outstanding loan will be reported to the credit information, and the borrower will become a credit information loan user. According to the provisions of the central bank's credit investigation, the record of non-repayment of loans will be permanently retained and cannot be eliminated. In the later life, borrowers will hit a wall everywhere because of poor credit reporting.

Has been collected for a long time.

If your debt in New Orange Premium does not start from 300 yuan or 500 yuan, you can't escape the long-term collection. For a long time to come, you will receive many collection calls and text messages. In addition, your relatives and friends may also be implicated, and your normal life will also be disturbed. In addition, it does not rule out the possibility that New Orange Premium will take the debtor to court. When the time comes, those who don't repay the loan will be on the list of untrustworthy people, and life will become a mess.

Through the above, I have introduced the consequences of the new orange excellent loan, and I believe everyone knows the consequences of not paying it back.

Will the new orange premium products be collected at home after the deadline?

The new orange premium products will not be picked up after the deadline. At this time, collecting money at home is very sensitive. Generally speaking, no. The outsourcing of debt collection is mainly telephone messages. It depends on how much you owe and where. Of course, the other party always claims to send many people to your house for money in short messages. This is just a shock. After all, it's no good if one or two people really come to you. Too many people are easy to be characterized as evil forces. Now the anti-gang movement has attracted much attention.

Loans overdue may produce the following results:

1, resulting in penalty interest. Although the policy of every banking institution is the same, as long as it is overdue, there will be a penalty interest, that is, a certain percentage of interest will be added on the basis of the original interest.

2. Being classified as dishonesty will affect future loans and property purchases. After the deadline, the credit report will inevitably leave a bad record. If the circumstances are serious, it will not only be included in the list of untrustworthy executors, but also affect future real estate loans.

3. facing litigation problems. Generally speaking, after a certain period of time is overdue, the bank will issue a collection notice. If the collection fails, the bank will sue the borrower and safeguard the legitimate rights and interests through legal means.

Extended data:

Loan repayment method

(1) Equal principal and interest repayment method: equal repayment every month, the sum of loan principal and interest. Most banks have adopted this method for housing provident fund loans and commercial personal housing loans. So the monthly repayment amount is the same.

(2) average capital repayment method: that is, the borrower distributes the loan amount to each period (month) evenly throughout the repayment period and pays off the loan interest from the previous trading day to the repayment date. In this way, the monthly repayment amount decreases month by month.

(3) Paying interest and principal on a monthly basis: that is, the borrower repays the loan principal in one lump sum on the loan maturity date (applicable to loans with a term of less than one year (including one year)), and the loan bears interest on a daily basis, and the interest is repaid on a monthly basis.

(4) Repaying part of the loan in advance: that is, the borrower can repay part of the loan amount in advance when applying to the bank, and the general amount is an integer multiple of 1 1,000 or 1 1,000. After repayment, the lending bank will issue a new repayment plan, and the repayment amount and repayment period will change, but the repayment method will remain unchanged, and the new repayment period shall not exceed the original loan period.

(5) prepayment of all loans: that is, the borrower can repay all the loan amount in advance when applying to the bank, and the loan bank will terminate the borrower's loan at this time after repayment and handle the corresponding cancellation procedures.

(6) Pay back as you borrow: interest is calculated on a daily basis after borrowing, and interest is calculated on a daily basis. You can pay the money in one lump sum at any time without any penalty.