How to delete mobile banking transfer records?

How to delete mobile banking transfer records

1. Through the mobile banking account management function, account transaction details for up to 5 years can be queried, and the span of each query is 6 months.

2. You can use the "Transfer" function to query online banking/mobile banking transfer transaction information within a maximum period of 1 year, and the span of each query is 3 months.

1. How to delete mobile banking details

According to the provisions of Article 29 of the "Management Measures for Customer Identification and Preservation of Customer Identity Materials and Transaction Records of Financial Institutions": Transaction records shall be automatically Transactions are kept for at least 5 years from the year they are recorded. If customer identity information and transaction records involve suspicious transaction activities that are under anti-money laundering investigation, and the anti-money laundering investigation has not been completed when the minimum retention period specified in the preceding paragraph expires, the financial institution shall retain it until the anti-money laundering investigation is completed. .

Even if a customer closes their account at the bank, personal identity information and transaction records can still be found. Customer identity information will be kept for at least 5 years after the end of the business relationship and customer transaction information after the end of the transaction. When a bank goes bankrupt or is dissolved, the customer's identity information and customer transaction information will be handed over to the institution designated by the relevant department of the State Council.

The bank will truly and completely save the customer's identity information and transaction records, and keep them confidential. No one other than the bank can retrieve the transaction details.

If customers have sensitive transaction records in their mobile banking, they can uninstall the mobile banking directly to avoid being seen by others.

2. How to delete mobile banking transfer records?

Mobile banking transfer records can be deleted. The steps are as follows: 01. Open the bank APP on your mobile phone, enter your ID number and login password, and click to log in.

2. After entering, click "Transfer" on the homepage.

3. Enter the "Transfer" page and click "Payee List" on the right.

4. The "Recipient List" will display the contacts who have recently made transfer operations. Click on the contact you want to delete, and then slide slightly to the left. "Modify" and "Modify" will appear. Delete" button.

5. Click "Delete" and then click "OK" in the pop-up window that appears to remove the contact from the list of commonly used payees.

The transfer record of mobile banking is a kind of voucher, which is convenient for users to inquire and reconcile, and can protect the interests of users to a certain extent. Generally speaking, there are no special requirements, and users are best not to delete them. this record.

How to delete mobile banking transaction records?

Mobile banking transaction records can be deleted. Enter the bank card statement details in your hand, select the transaction to be deleted, and click Delete.

1. If the mobile banking login password entered by the user is correct, the system will go to the login information prompt page, where you can see the user's last login information and page update prompts. After the user completes reading, he or she can click "Enter Main Menu" to enter the mobile banking homepage, which displays the user-operable "Bank Mobile Banking" services.

2. Click the "Detailed Query" icon on the main function menu to enter the account selection page.

3. Click on the account whose details you want to query, and the system will automatically jump to the detailed query page of the account.

4. On the home page for selecting account details, you can select: "This week", "This month", "Last three months", "Last six months" to query directly, and the system will display Related records.

At the same time, you can also query "custom time period". Users can click "Select Date" to customize the start date and end date, and click the "Query" button after completion.

How to delete mobile banking transfer records?

Mobile banking transfer records can be deleted. The steps are as follows:

1. Open the bank APP on your mobile phone, enter your ID number and login password, and click to log in.

2. After entering, click "Transfer" on the homepage.

3. Enter the "Transfer" page and click "Payee List" on the right.

4. The "Recipient List" will display the contacts who have recently made transfer operations. Click on the contact you want to delete, and then slide slightly to the left. "Modify" and "Modify" will appear. Delete" button.

5. Click "Delete" and then click "OK" in the pop-up window that appears to remove the contact from the list of commonly used payees.

The transfer record of mobile banking is a kind of voucher, which is convenient for users to query and reconcile accounts. It can protect the interests of users to a certain extent. Generally speaking, there are no special requirements, and users are best not to delete them. this record.

Operating environment Redmi K20MIUI11.0.4 China Construction Bank 10.0.2

How to delete mobile banking transaction records?

To delete mobile banking transaction details, take ICBC as an example. The specific operation process is as follows:

1. Open the bank APP on your mobile phone, enter your ID number and login password, and click to log in.

2. After entering, click "Transfer" on the homepage.

3. Enter the "Transfer" page and click "Payee List" on the right.

4. The "Recipient List" will display the contacts who have recently made transfer operations. Click on the contact you want to delete, and then slide slightly to the left. "Modify" and "Modify" will appear. Delete" button.

5. Click "Delete" and then click "OK" in the pop-up window that appears to remove the contact from the list of commonly used payees.

Operating environment:

Brand model: iPhone13

System version: iOS15.4

App version: v7.0.1.2.5< /p>

Mobile banking refers to a channel model in which banks use smartphones as a carrier to enable customers to use banking services on this terminal. With the advancement of communication and Internet technology, the business functions of mobile banking are constantly updated and improved. It refers to the use of mobile phones and other mobile devices to connect customers with banks, handle relevant banking services or provide financial services to customers. Mobile banking is both a product and a channel, and it belongs to the category of electronic banking.

A brand-new business product that connects customers' mobile phones to banks through mobile communication networks to directly complete various financial services such as account inquiries and account transfers through the mobile phone interface. That is, banks use mobile phones as a The carrier relies on the mobile GSM wireless network and uses mobile short message resources to operate bank accounts in the form of sending short messages through mobile phones to realize functions such as "financial wealth management" and "electronic wallet" on mobile phones. Simply put, mobile banking is the abbreviation for using mobile phones to handle banking-related businesses. It is a channel for banks to achieve electronicization. It is a new service method that combines the electronicization of money with mobile communication services.

Mobile banking, also known as mobile banking, refers to the use of mobile phones, PADs and other mobile devices to connect customers with banks and handle relevant banking services or provide financial services to customers. Mobile banking is both a product and a channel, and it belongs to the category of electronic banking.

Theoretically, in addition to cash services, all bank counter services can be moved to mobile banking. The functions of mobile banking can be divided into standard functions and extended functions. Inquiries, transfers, remittances, payments, temporary loss reports, etc. are standard functions. Expanded functions include fund management, commercial payment, online shopping and other functions developed on the basis of standard functions. The provision of expanded functions is inseparable from the support of the bank's backend. These expansion functions of small and medium-sized banks are generally weak, lagging far behind state-owned banks and national joint-stock commercial banks.