Is the installment of consumption a third party collection?

Consumption installment is a third-party collection. The short message of general credit card consumption installment 2 1 13 was sent by the bank, or by the outsourcing sales center of the bank 4 102.

Credit card consumption by stages means that after the cardholder swipes the card, if a single consumption amount reaches the minimum consumption amount stipulated by the bank, the cardholder can apply to the bank to split the consumption into several repayments, and the bank will charge the consumption to the credit card account. When each cardholder applies for a credit card, the bank will ask him to choose a date or a default date as the billing date.

Consumption installment repayment methods mainly include the following categories:

1. Repay at the issuing bank. This method includes: issuing bank counter, ATM, online banking, automatic transfer, telephone banking repayment, etc. The credit card limit will be restored immediately after repayment, and the money will generally be recorded after being processed by the system on the same day.

2. Inter-bank transfer/remittance repayment is mainly divided into two ways: inter-bank in the same city and inter-bank in different places. Whether it is transfer or remittance, the remittance bank will charge a certain fee, and the payment time and repayment convenience are not as good as those of peers, online repayment and convenience stores.

3. Online repayment The common online platforms in China are UnionPay Online, Kuaiqian, Shengfutong and Alipay. Choose different platforms and banks, and the charging standards and specific arrival time are different.

4. Counter repayment refers to bank cards issued by various networked financial institutions, and RMB current deposit and withdrawal transactions are conducted through counters of other bank outlets registered in the host system of UnionPay Trading Center.