Contains entries for MasterCard global credit cards.

Bank of Communications Global Credit Card MasterCard Elite Edition

A: Counter application

1. Bring the credit certificate to the counter to apply:

2. Require the applicant to submit a relatively complete asset certification document, and submit the materials to the bank for review by the bank's background audit department;

3. After approval, fill in relevant information and identity information;

4. Issue credit cards.

Online banking application:

1. The applicant opened an online bank with a personal savings card account and entered the bank official website;

2. Enter the login password and verification code to enter the online banking page;

3. Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit it, and the review progress and results will be displayed on the online banking;

4. After approval, credit cards will be issued.

Counter processing flow:

1. Go to the bank outlet where the credit card is handled, or find the staff of the credit card center of the local bank and fill out the credit card application form. The contents of the application form generally include the name, basic information, economic status or income source of the applicant, guarantor and their basic information.

2. Submit copies of certain certificates and vouchers to the issuing bank;

3. After the contents of the application form are truthfully filled in, relevant credit certificates shall be submitted at the same time as the application form is filled in;

The application form is accompanied by a credit card contract. The applicant authorizes the issuing bank or relevant departments to investigate its relevant information, submit a statement on the authenticity of the information, and the privacy protection policy of the issuing bank. , and must have his signature;

5. The credit card processing process is basically completed, waiting for the issuance of credit cards.

Can Bank of Communications Global Credit Card be used in China?

As UnionPay payment is not supported, the Bank of Communications Global Card cannot be used in China.

Merchants who post VISA/PlusMasterCard/Cirrus overseas can spend it. Global Card Elite Edition is free of foreign non-US dollar currency conversion fees, and enjoys overseas emergency service and concierge service of VISASignature or MasterCardBusiness, and enjoys convenient and quick service at any time. The global card is a US dollar credit card, which supports overseas US dollar consumption and does not support RMB. By default, the function of automatic purchase of foreign exchange on billing date is enabled, and there are many repayment services.

Extended data

Bank of Communications Global Credit Card is a product that fully meets customers' overseas card demand. With dual transaction media of chip and magnetic stripe, you can experience fashionable and fast contactless payment and enjoy a safer and more reliable overseas card experience.

In addition to the traditional magnetic stripe transaction, the universal card also adopts the world's most advanced EMV chip security control technology and DDA (dynamic data authentication) function, which greatly improves the cardholder's card safety index.

The universal card supports contactless payment. When spending abroad, you can complete the payment in 0.5 seconds at the earliest with a flick of your hand in front of VisaPaywave or MasterCard Paypass. It's fashionable and fast, and you can get rid of the trouble of change and cash.

References:

Bank of Communications Credit Card official website-Bank of Communications Global Credit Card

Can Bank of Communications Global Credit Card be used in China?

Bank of Communications Global Credit Card cannot be used in China.

Bank of Communications Global Credit Card is a product that fully meets customers' overseas card demand. Global credit card is a US dollar credit card, which supports overseas US dollar consumption. You can use VISA/Plus, MasterCard/Cirrus to spend money in overseas merchants, and you can also withdraw cash from ATM.

Global cards are divided into two grades: basic edition and elite edition. The gold card is the basic version, and the black card is the elite version. The charging standards are as follows:

1. Annual fee for black card of main card/supplementary card (per card): 500 yuan /0 yuan; Gold card: RMB 200 yuan/100.

2. Loan interest (daily): 0.5 ‰

3. The late payment fee (for each payment) shall be charged at 5% of the unpaid part of the minimum repayment amount, with a minimum of RMB 65,438+00 or USD 65,438+0 yuan.

4. The cost of issuing a new card (each card) is RMB 65,438+05, and 35 yuan will be charged for expedited processing.

5. Loss reporting fee (50 yuan RMB per card).

6. Cash withdrawal handling fee (per transaction) Credit line Cash withdrawal handling fee: 1% of the transaction amount is charged for overseas cash withdrawal through VISA/MasterCard network, with a minimum of $5 per transaction.

7. Excess deposit recovery fee: 0.5% of the transaction amount is charged for RMB recovery in China, with a minimum of 10 yuan and a maximum of/500 yuan; Domestic dollars are collected through the counter, charging 0.5% of the transaction amount, with a minimum of 1 dollar and a maximum of $50. 0.5% of the transaction amount is charged for overseas cash withdrawal through VISA/MasterCard network, with a minimum of $5.

8. Transfer fee (per transaction)

Handling fee for transfer of excess deposits: 0.5% of the transaction amount is charged for RMB transfer in China, with a minimum of 10 yuan and a maximum of 500 yuan.

For domestic USD counter transfer, 0.5% of the transaction amount is charged, with a minimum of USD 65,438+0 and a maximum of USD 50.

Bank of Communications-Bank of Communications Global Credit Card

I applied for the Bank of Communications UnionPay Gold Card. Why does MasterCard Elite Edition of Bank of Communications appear after approval? What's going on here?

This is the default option.

When applying for Bank of Communications standard UnionPay gold card through online channels, you can choose one of UnionPay single standard card and UnionPay +VISA card. However, if you don't pay attention, when you choose the UnionPay single label card, you will check the "Bank of Communications MasterCard" card by default.

In addition, the standard card of Bank of Communications is the same as the Y-Power card, and they are both entry cards of Bank of Communications. There are three main types of UnionPay single standard, MasterCard UnionPay double standard and visa UnionPay double standard. If children's shoes often go abroad, you can also add a global card.

Extended data:

Different banks will analyze users' portraits of credit customers. Each bank has different credit card approval, marketing and risk control, and also has unique banking characteristics in the eyes of cardholders.

Bank of Communications is the first banking supervision department of CBRC (responsible for the supervision of state-owned banks), and the second banking supervision department is responsible for the supervision of joint-stock banks. In marketing activities, Bank of Communications and China Merchants Bank are dominant.

In addition, if Jiangtong Bank holds multiple Bank of Communications credit cards, the bills are independent and need to be repaid separately. With Platinum Card, points can be redeemed for air miles (China International Airlines, China Eastern Airlines, China Southern Airlines and Asia Miles).

Can't Bank of Communications MasterCard Elite Global Credit Card be used in China?

MasterCard Elite Edition of Bank of Communications Global Credit Card cannot be used in China.

Bank of Communications Global Credit Card is a product that fully meets customers' overseas card demand. It has both chip and magnetic stripe trading medium, and enjoys a safer and more reliable overseas card experience.

Merchants posted abroad with VISA/Plus, MasterCard/Cirrus can spend and withdraw cash at ATM. Global Card Elite Edition is free of foreign non-US dollar currency conversion fees, and enjoys overseas emergency service and concierge service of VISASignature or MasterCardBusiness, and enjoys convenient and quick service at any time.

Because the Bank of Communications Global Credit Card is used to meet customers' demand for cards abroad, it cannot be used in China.

Extended data:

Chip trading, security upgrade

In addition to the traditional magnetic stripe transaction, the universal card also adopts the world's most advanced EMV chip security control technology and DDA (dynamic data authentication) function, which greatly improves the cardholder's card safety index.

Dollar consumption, local currency repayment

Universal Card is a USD credit card that supports overseas USD consumption. By default, the function of automatic purchase of foreign exchange on billing date is enabled, and there are various repayment services. Save time, effort and worry, arrange funds reasonably, and travel and shop.

Non-connection support, stylish and fast.

The universal card supports contactless payment. When spending abroad, you can complete the payment in 0.5 seconds at the earliest with a flick of your hand in front of VisaPaywave or MasterCard Paypass. It's fashionable and fast, and you can get rid of the trouble of change and cash.

Prompt by SMS, use your card with peace of mind.

Intimate SMS service, not only every credit card transaction can receive SMS prompt immediately, but also any account change, such as monthly statement generation and quota change, will receive our SMS prompt, which will make you feel more at ease when swiping your card.

Anytime, anywhere, hotline service

Whenever and wherever, just call our 24-hour customer service hotline 400-800-9888 (if you are outside China, please call +86-2 1-28283888 directly) to handle inquiries, loss reporting and other consulting matters.

Bank of Communications-Global Card Area

Bank of Communications-Bank of Communications Global Credit Card

What does the Bank of Communications global MasterCard elite look like?

Bank of Communications Universal Credit Card is a consumption abroad chip card launched by Bank of Communications. Overseas use, global enjoyment. Bank of Communications Global Credit Card fully supports MastercardPaywave or VisaPaywave overseas payment without collection, which can be completed in 0.5 seconds at the earliest, and supports arbitrary consumption of US dollars for bookkeeping and repayment in RMB. Global cards are divided into elite and regular versions.

This product has the following advantages:

1. Two-in-one chip magnetic stripe reduces the risk of fraudulent card swiping.

The security of overseas credit card swiping has always been a big problem for cardholders. The universal card adopts the world's advanced EMV chip security control technology, has DDA (dynamic data authentication) function, and adopts magnetic stripe chip dual media to effectively upgrade the safety factor and effectively reduce the risk of counterfeit cards.

2. Support small unrelated express card payment.

Support the latest credit card payment method: contactless transaction. Micro-payment can experience fast transactions without confidentiality and visa, and the payment can be completed by shaking the card. Users can experience fast and convenient inductive credit card transactions on devices that support "no payment", and micropayments are condensed into "second-speed" transactions-all payment processes can be completed within 0.5 seconds without entering passwords or confirming signatures.

3. Pricing strategy of free currency conversion fee for any transaction.

Support full currency consumption, and provide Visa Paypass/MasterCard PayPass transactions without payment. Global elite credit card users can enjoy 0 handling fee for any currency conversion since opening the card; The exchange fee for overseas non-USD transactions of basic cardholders is 1.75%, which will be reduced to 1.5% from next year.

4. The annual fee is free in the first year, and the offline POS is free of the annual fee card service in the next year.

Universal card is free of annual fee in the first year. Consumption in the current year 1 offline POS, and annual fee is exempted in the following year. In addition, foreign exchange can be purchased automatically on the billing date (enabled or closed by default), and self-service foreign exchange purchase can realize repayment in US dollars (before the billing date), and various repayment methods are supported: automatic deduction, self-service repayment and cash repayment in US dollars.

5. Enjoy consumption abroad 10 times points for weekly brushing activities.

Universal Card and ordinary Bank of Communications Credit Card enjoy weekly swiping activities, enjoy consumption abroad 10 bonus, with a maximum of 500,000 points and a 15% discount for famous shops around the world. The basic version of overseas trading 1 scored 7 points, and the elite version of overseas trading 1 scored 14 points. Enjoy the "Enjoy the World" flight mileage plan, enjoy the catering in the points park and the full consumption of some offline businesses.

The introduction of MasterCard Global Credit Card ends here.