Refund standard of medical insurance card for retirees in Sichuan

Since 2023, there have been new changes in the starting standard of individual medical insurance accounts for retirees in Sichuan Province. Is the monthly return standard for retirees in enterprises and institutions the same?

First, the standard of medical insurance refund for retirees in Sichuan Province in 2023

On August 2, 2022 12, Sichuan Medical Insurance Bureau issued the Detailed Rules for the Implementation of the Economic Security Mechanism for Outpatients with Basic Medical Insurance for Employees at the Same Level in Sichuan Province (Sichuan Medical Insurance Regulations [2022]14). According to the notification requirements, starting from June 65438+1 October1day, 2023,

1. Personal account transfer standard for retirees of provincial enterprises

Calculation standard = average basic pension for retirees of provincial enterprises ×2.8%.

2. Standards for the transfer of personal accounts of retirees in provincial organs and institutions.

Calculation standard = average basic pension for retirees of provincial organs and institutions ×2.8%.

2. How much can retirees from enterprises and institutions in Sichuan Province retire every month?

1. Transfer ratio of individual medical insurance account for retirees

Relatively speaking, since June 65438+1 October1in 2023, the proportion of enterprise retirees, retirees from government agencies and institutions and individual medical insurance accounts in Sichuan Province is the same, both of which are 2.8%.

2 retirees personal medical insurance account calculation base.

Relatively speaking, since June 65438+1 October1in 2023, the calculation bases of retirees from enterprises and institutions in Sichuan Province are different. Among them: for enterprise retirees, the monthly average pension of provincial enterprise retirees is the base; Retirees from government agencies and institutions shall take the monthly average pension of retirees from provincial government agencies and institutions as the calculation base.

Summary 1: It can be seen that the monthly reimbursement standards for retirees in enterprises and institutions are different.

For example:

Suppose1:the average monthly pension of retirees from enterprises at the same level in Sichuan Province is 4,000 yuan in 2022, and the monthly medical insurance income standard of retirees from enterprises at the same level in Sichuan Province is 4,000 * 2.8% =112 yuan.

Assumption 2: In 2022, the average monthly pension for retirees of government agencies and institutions at the same level in Sichuan Province is 5,000 yuan, and the monthly medical insurance income standard for retirees of government agencies and institutions at the same level in Sichuan Province is 5,000 * 2.8% =140 yuan.

Summary 2: It can be seen that the monthly medical insurance income standard of enterprise retirees at the provincial level is the same regardless of the pension level, which is 1 12 yuan. Retirees from provincial government agencies and institutions, regardless of the level of pension, have the same monthly medical insurance income standard of 140 yuan. However, the monthly income standard of medical insurance for retirees of provincial government institutions is higher than that of retirees of provincial enterprises by 28 yuan.

Since 2023, the proportion of personal medical insurance accounts for retirees from enterprises at the same level in Sichuan Province and retirees from government agencies and institutions is the same, both of which are 2.8%; But the calculation basis of the two is different. Relatively speaking, the amount returned by retirees from government agencies and institutions is higher than that of retirees from enterprises.