Anti-fraud Guide of Hubei University of Economics

These common "school" fraud traps must be understood by students. I hope everyone will take a warning and stop being cheated by these "old terrier"! !

Trap 1: posing as a school employee to ask for compensation.

Some lawless elements will contact freshmen by phone, text message and email in the name of the school. And ask the freshmen to transfer money and remit money on the grounds that the tuition fee deduction failed.

In addition, there is a fraudster who pretends to be a staff member of the education department or school and asks students to pay a certain handling fee in the name of applying for and issuing student loans. No matter what kind of deception, the liar will cut off contact after he succeeds in defrauding money. And in the New Year's welcome activities, I will find an excuse to help enthusiastically and take my luggage away forever. Liars "bully" strangers, pretend to be freshmen receptionists at stations and school gates, "enthusiastically" help look after suitcases and other items, and then "transfer tigers in the mountains" to steal luggage.

Trap 2: Beware of "surfing" to prevent telecommunication network fraud.

Students who stay at home should also beware of fraud! In recent years, with the continuous development of "internet plus" industry, fraud gangs emerge in an endless stream, and some fraud gangs use the methods of "brushing a single part-time job" and "brushing reputation" to defraud.

It is illegal to brush a bill online. Any online brushing that requires advance payment is fraud, so be vigilant. If you encounter fraud, you should call the police immediately, and keep the other party's QQ, WeChat, telephone and chat records. And submit it to the police for the police to solve the case.

Trap 3: Learn to refuse and don't believe in "agent sales"

Door-to-door selling is a scam that freshmen often encounter. For example, there are door-to-door sales of telephone cards and recharge cards (no after-sales protection); Selling daily necessities (fake and shoddy products); Some pretend to be teaching assistants of the same major, cheat to enroll in remedial classes, buy "discounted" counseling materials and so on.

Most of the goods sold by swindlers are closely related to the study and life of freshmen, mostly newcomers from other places. Don't believe the sweet words of strange salesmen, but keep your eyes open. It's best to go to a regular supermarket inside and outside the school when shopping. The card is handled in the formal business hall of the school, and the opening business hall will also set up tents and sell stalls in the school.

Trap 4: Reject "campus loan" and youth will not repay the loan.

"Campus loan", also known as "campus online loan", refers to the loan business carried out by some online lending platforms for college students. As long as students are in school, they can easily apply for credit loans by submitting materials online, passing the examination and paying a certain handling fee.

In recent years, usury has put on the cloak of "campus loan" and extended the evil talons to the pure campus. Many students are easily caught in the quagmire of "campus loan" because of their inexperience and lack of judgment. The anti-fraud strategy tells everyone: we should establish a correct consumption concept and resist the temptation of blind consumption and following the trend. If there is a legitimate demand for funds, it should be handled through formal financial institutions (such as student-origin credit student loans and national student loans), and it is necessary to remain rational and seek correct relief channels. Keep relevant evidence, discuss with teachers and parents at the first time, and call the police immediately if personal threats are involved.

Trap 5: Take care of your own documents and don't borrow them from others.

Take good care of your documents, ID cards and other important materials, and don't lend them to others.

You can't entrust others to make copies on your behalf, and the copy of your ID card should indicate the purpose of applying for this piece. Prevent others from borrowing a copy of your ID card to handle various bank cards, telephone cards, debit cards and other related valuable documents, which will cause you huge economic losses. Don't say that giving you a small gift is just giving your identity information to others!