The dunning text message asked me if Jiufuwanka still planned to negotiate repayment.

Hello, I'm glad to answer this question for you. If you receive a dunning message, ask if you plan to negotiate repayment, indicating that it has been overdue for a long time, and Jiufuwanka platform also needs to recover the arrears. It is possible to negotiate with you now, so I suggest you actively negotiate with the other party, because the platform just wants to recover the arrears, and you just agree to negotiate to solve your repayment pressure.