Can credit cards be paid by scanning code?

Credit card scanning code payment is actually relatively simple. One is that you have to bind the credit card to the mobile payment tool that scans the code. For example, if you use Alipay to scan the code, you should bind the credit card to Alipay in advance and the WeChat scan code to WeChat. A credit card; Another is whether the payee has opened the card payment business, not all merchants will open it.

Meet the above two conditions, just scan the code with a credit card.

There are two ways to use credit card scan code to pay.

1, manual code scanning: This is the introduction of code scanning through Alipay. Take out your mobile phone and open the Alipay mobile app-scan it and aim at the QR code to be scanned. After scanning the code successfully, jump to the payment page, enter the payment amount on the payment page, select the payment method as credit card, and enter the Alipay transaction password, and the payment is successful.

2. Merchant Scan Code: Open your Alipay APP, click Pay-Pay Merchant in the main interface, select the payment method as credit card, and then show the QR code of the credit card payment page to the merchant. The merchant took out the scanner gun and scanned it on the QR code. You can also pay successfully without entering a password.

Credit card payment method

Mainly credit card payment without security measures, payment through third-party brokers, simple credit card encryption payment, etc.

Credit card payment without security measures: the basic process of credit card payment without security measures is that consumers order from merchants, and credit card information is transmitted by non-internet means such as telephone and fax, but there is no security measure. Merchants and banks use their existing authorization to check the legitimacy of credit cards.

Payment through a third-party broker: payment through a third party trusted by both parties; Credit card information is not transmitted many times on the public network, and the buyer may open an account with a third party online, so there is no risk that the credit card information will be stolen;

Simple credit card encryption payment: when using simple encryption credit card mode to pay, when the buyer inputs the credit card information into the browser window or other e-commerce equipment, the credit card information is simply encrypted and transmitted safely from the buyer to the seller through the network as encrypted information.

Credit card payment process

Step 1: The buyer selects the goods he wants to buy in the online shop (click "Add to Shopping Cart" to add the selected goods to the shopping cart).

Step 2: Check the detailed information of the purchased goods in the shopping cart (click "checkout" to pay for the purchased goods).

Step 3: Select the courier type (after selecting the courier type, click "Continue" and then select the payment method).

Step 4: Choose the payment method (choose our credit card payment -95Pay payment).

Step 5: Confirm the order (make final confirmation, and then click "Confirm Order" to enter the payment gateway page for credit card payment).

Step 6: Enter the 95epay credit card payment page, and the buyer will fill in his credit card information (after filling in the relevant credit card information, click "Pay" and the system will transfer credit.

Card information, order amount and order number are automatically encrypted and sent to the bank for verification)

Step 7: Return the payment result (the serial number formed by the website and the payment result seen by the buyer).

Step 8: The merchant can see the payment status of the order in the background of the merchant who paid by 95epay. If the payment is successful, the merchant can deliver the goods to the buyer.