Is it illegal to explode the address book?

It is illegal to crack the address book. Exploding the address book is a very bad collection method and illegal. If the online lending platform has received a very bad stage, you can choose to call the police to protect your legitimate rights and interests. Those who violate the laws and regulations of China and repeatedly send obscene, insulting, intimidating or other information to interfere with the normal life of others shall be detained for up to 5 days or fined up to 500 yuan; If the circumstances are serious, they shall be detained for more than 5 days 10 days, and may also be fined up to 500 yuan. The online loan explosion address book is as follows:

1. The online lending platform has the opportunity to explode the borrower's address book. When the borrower applies for a loan, the borrower allows the platform to read the address book information;

2. Even if the borrower later changes or even empties his address book, the record will remain on the platform;

3. Therefore, when the borrower is unable to repay the loan, the lending platform will frequently contact the borrower's relatives and friends;

4. The online loan explosion address book frequently contacts the lender's relatives and friends to achieve the purpose of using the lender's interpersonal relationship to force the borrower to pay back the money;

5. The reason why the online lending platform can explode the borrower's address book is because the borrower allows the platform to read the address book information when borrowing. Even if the borrower later changes or even empties his address book, the record will remain on the platform.

Legal basis: Article 1032 of the Civil Code of People's Republic of China (PRC).

Natural persons have the right to privacy. No organization or individual may infringe upon the privacy rights of others by spying, harassing, exposing or making public. Privacy is the private space, private activities and private information that natural people live in peace and don't want to be known by others.