Excuse me, I suddenly received a short message verification code of ICBC debit card today, but I didn't go.

It means that your personal information is leaked and used by scammers to make money. If someone steals your card and submits a transaction, they will be asked to enter the verification code on your mobile phone. If he is right, he will fill in the number on your mobile phone and the transaction will be successful. But the number of mistakes is limited, so there is no need to be too careful about safety issues. If you are afraid of such risks, you can go to the bank to turn off the fast payment function. Don't give the verification code to anyone. Be sure to protect your privacy and personal information. Liars nowadays are very skilled, especially don't disclose your bank card number and ID number to others easily.

ICBC debit card is a bank card with no credit limit, and the cardholder deposits before using it. Debit cards are divided into transfer cards, special cards and stored value cards according to different functions. It should be noted that although debit cards can also be used for consumption, unlike credit cards, they cannot be overdrawn.

Handling ICBC debit cards is very simple and does not require any special conditions. Users can bring their personal identification documents and then fill in the application form at the bank outlets. In general, the processing speed of debit cards is very fast. If you get a card on the same day, you can usually get it on the same day.

Online card application refers to applying for ICBC credit card through our portal website or personal online banking. After the applicant fills in the personal data online, the application information will be automatically imported into the examination and approval system. After the card is successfully processed, a short message will be sent to the applicant. Customers who apply for a card through the Internet must complete signature confirmation, card collection and card activation at the nearest card collection outlet they choose with valid identity documents.

1. Card types that can apply for online card processing include: Peony personal credit card and Peony personal quasi-credit card, which support the application of main card and auxiliary card (including auxiliary card).

2. Online card application information includes: main card application information, auxiliary card application information, contact information and synchronous customization service application information. Among them, the main card (sub-card) application information includes: personal data, professional data, etc.

3. For those who bid for the main and secondary cards at the same time or only the secondary cards, in principle, the applicant for the main card and the applicant for the secondary card must go through the card collection procedures at the card collection outlets with their valid identity documents. For those who receive cards at different times, the main card applicant can only handle the card receiving procedures for his own card; The applicant for the secondary card shall not apply for the primary card separately.

4. If the card is not issued for more than half a year, it is deemed that the customer has given up applying for a credit card. After confirming that the card is in the "void" state, the card punching and cutting corners will be void.