What is the black card of ICBC?

ICBC's black card application conditions are very strict. The basic requirement is that the applicant is a member of Hurun Fortune List or Hong Kong Jockey Club and spends more than 2 million yuan annually. After meeting the basic requirements, you may not be able to get it, because the black card is strictly examined and highly confidential, and it is more likely to pass, because you need a letter of recommendation from the branch president or above.

1. How much does it cost to open a black bank card?

Take the black card of CCB as an example. Generally, the following conditions are required: 1, the applicant 18 years old, with full capacity for civil conduct; 2. It has assets of more than 5 million yuan in China Construction Bank; 3. The applicant has a good credit record and no overdue record. Black cards are black, and the overdraft limit is between 3 million and 6 million. Although it is called unlimited credit card, there is still an upper limit on the fixed amount of the card. According to the credit qualification of the cardholder, the actual amount of the card will be different.

Second, what is the level of bank black card?

1, the black gold card is a VIP card of the bank, with the highest level. 2. Black cards do not preset consumption limits, and the threshold of black cards of each bank is different. Take Hang Seng Bank as an example. There are several requirements for cardholders. First of all, you must have more than $6.5438+0 million in current assets. Second, you need to get an invitation letter from the bank. Besides Hang Seng, uob, American Express and Citibank also have black cards. 3. The black card belongs to the invitation system, and you can't do it with money. The bank will invite guests with a certain social reputation to handle it, "the chairman of a listed company, etc." . Moreover, you can't do it with money, you can do it at the invitation of the bank!

3. What is the concept of bank card black card?

American Express launched a black credit card named "Centurion" on 1999, which was called "the king of cards" by the insiders. Some people say that only with this kind of black card can the noble status of the card owner be fully demonstrated. Because this kind of black card does not accept applications, only banks actively invite customers to join. In China, the black card of a bank usually represents a credit card with a high credit limit, which provides more benefits, but the card is not black, and the black card only represents a concept.