Is it true that the overdue information sent by the credit card says that it has been filed?

Hello, generally, credit cards will not be prosecuted if they are overdue. If you are sued, the court summons will be sent to your address reserved in the bank or the address of your ID card. Specifically, you can call the court that issued the subpoena to you. If it's just a text message, it's basically sent to you by employees of a third-party collection company in order to improve the payment rate.

Above, hope to adopt.