Ok, send the overdue reminder message to my mobile phone, but I am not the name of the reminder, so there will be no legal incident. ...

There will be no legal disputes. I tried a new mobile phone number before being bound by someone else's credit card. As a result, a person owed hundreds of dollars to his credit card for more than a year. The bank calls me at this number every day and sends me a text message saying it's serious. I refused directly. This mobile phone number is bound by my ID card. It doesn't matter to me that I didn't know this person before. If you call me, I will complain that your bank information is false and won't call me again in the end.

This kind of thing makes sense. People who owe money can't be convicted by their mobile phone numbers. Everything must be based on evidence.