I will report to Zhihu at the meeting if the installment is overdue for a few days.

If the installment is overdue for several days, the loan will be collected at the meeting.

According to the official policy of installment music, after overdue repayment, an overdue report will be made to the credit reporting agency. Specifically, the staged music club will report the overdue information to the credit reporting agency within 30 days after loans overdue, which means that your overdue record will be submitted to the credit reporting agency after 30 days, which will have an impact on personal credit.

Details are as follows:

1. overdue time: how many days is overdue for staged music is a key issue. According to the official policy, it will be reported to the credit reporting agency 30 days after the deadline. This means that if your installment music in loans overdue lasts more than 30 days, your overdue record will enter the credit information system and leave a record in your personal credit information report.

2. Credit impact: After the overdue records are reported to the credit reporting agency, it will have an impact on your personal credit. Credit reporting agencies will include overdue records in personal credit reports and consider them in your future credit evaluation. This may lead to difficulties in applying for loans, credit cards and renting houses. And even affect other financial activities in daily life.

3. Avoid overdue: In order to avoid the negative impact of overdue records on personal credit, it is recommended to repay the installment loan in time. If you can't repay the loan as scheduled within the repayment period, you can contact installment music as soon as possible and try to discuss repayment delay or other solutions. Communicating in advance and actively solving problems will help reduce the impact of overdue records on your credit evaluation.

Summary:

If the repayment is overdue for 30 days, the installment music will be reported by the credit reporting agency, which will have a negative impact on personal credit. Therefore, the borrower should repay the loan as soon as possible or negotiate a solution with installment music to avoid the adverse impact of overdue records on personal credit.

Extended data:

Credit reporting agencies refer to financial credit information service agencies that operate according to laws, regulations and relevant policies, and are mainly responsible for collecting and summarizing personal and corporate credit information, and evaluating and quoting personal credit records. China's credit information system mainly includes the People's Bank Credit Information Center and various commercial credit information institutions, such as Baixing Credit Information and Zhongxin Credit Information.

Personal credit records refer to personal credit performance and repayment records in finance and credit, including credit status, repayment ability and overdue records. Personal credit records play an important role for individuals in various credit activities in the financial industry, and have a direct impact on loans, credit cards, house purchases, renting houses, etc.

The above is the answer to the credit report at the meeting a few days after the installment was overdue. If it is overdue for 30 days, the overdue records will be reported to the credit reporting agency, which will have a negative impact on personal credit. Therefore, it is suggested that borrowers avoid overdue and negotiate solutions with installment music in time to protect personal credit.