Joke Collection Website - Blessing messages - What should I do if I owe the principal of Guangfa Bank 3 1 000 yuan and the judgment requires me to pay off the debt within three days?
What should I do if I owe the principal of Guangfa Bank 3 1 000 yuan and the judgment requires me to pay off the debt within three days?
The court has made a judgment, which has legal effect. What can we do besides execution? The normal procedure is that if the arrears are not paid off within 3 days, Guangfa Bank will apply to the court for enforcement; If you can't execute the property, you will be included in the list of untrustworthy people, limit consumption, and you can't do many things.
It can be said that once the court decides, the relationship between the debtor and the creditor is not big, but the relationship between the debtor and the court. Generally speaking, if the bank doesn't feel that it really doesn't need money, it is estimated that it won't sue.
It is conceivable that before filing the lawsuit, the bank must have had many times of debt collection and negotiation with creditors, but there was no result and it could only go through legal procedures.
In modern society, various financial instruments such as loans, loans and credit cards are widely used. Many people have debts, whether private or public. Once they go to court, this is the last way for creditors.
As a debtor, of course, I don't want to be executed, or even enter the list of broken promises, because then, there may be no chance to turn over.
So what should we do? In general, the debtor can negotiate with the creditor. If it is difficult to repay in one lump sum, it may be agreed to repay in installments and pay corresponding interest. In fact, the creditor's request is very simple, that is, to recover the loan, and only go to court if the money is not recovered, which has no practical significance to the creditor.
Therefore, as a debtor, it is best to take the initiative to consult the bank, and you can't think that the debtor is an uncle.
Sometimes, the court will organize mediation before the trial. As long as the debtor does not become an uncle and keeps a low profile, it is not difficult to reach a mediation. After all, it is a matter of course to pay back debts!
Conclusion In any case, people always have to pay back the money they owe, at least they helped us when they lent us money. Otherwise, when you borrow money, you will declare that you will not pay it back. Do you think you can still borrow money?
People still have to be grateful!
Of course, if there is an emergency, everyone can understand the temporary difficulties, but in any case, being a "lazy" is definitely not the best way.
As an ordinary person, the best way to avoid falling into the financial crisis is to develop a correct consumption concept, not to overspend, to overdraw reasonably and to use financial leverage cautiously.
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