How to buy PICC health insurance, children’s long-term multi-million medical insurance online? How much does it cost?

Now, more and more parents are beginning to have a good idea of ????equipping their children with insurance. I saw many private messages in the background asking how to configure a million-dollar medical insurance for their children. For this reason, The senior sister felt very pleased.

Today, I would like to bring you the one-million-dollar medical insurance that has been the most popular in private messages--Tiejia Xiaobao Children's Long-term Million Medical Insurance for evaluation.

If you have friends who are short on time, you can save it first and read it when you have time. Senior sister guarantees that the article has a lot of useful information:

Be careful! The Iron-Jia Xiaobao children's long-term million-dollar medical insurance hides these tricks...

1. What are the advantages and disadvantages of the Iron-Jia Xiaobao children's long-term million-dollar medical insurance?

It’s still the old rule, don’t talk nonsense, just take the picture immediately:

I don’t know if you can understand this product picture. The senior sister will explain it in detail for you in the following article:

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Advantages:

1. Friendly renewal conditions

The iron-clad small insurance children's long-term million-dollar medical insurance promises to renew the policy until the age of 17, so there is no problem.

What does the guaranteed renewal of insurance mean? That is, this product can be renewed regardless of whether it is on sale or not. All the protections included in the insurance contract signed by the insurance company and the policyholder will continue to be in effect and will be performed until the expiration of the insurance period.

2. Children’s Special Illness Protection

The 15 kinds of children’s special diseases included in Tiejia Xiaobao Children’s Long-term Medical Insurance cover leukemia, Reye’s syndrome, severe Kawasaki disease, and severe hand, foot and mouth disease. These children are prone to serious illnesses.

It's like adding an extra bolt to the baby's protection, this is sincere!

3. Outpatient and emergency services before and after hospitalization

Nowadays, a large part of the one-million-dollar medical insurance on the market has outpatient and emergency services before and after hospitalization for the first 7 days and the next 30 days, including the first 7 days. There are such things as 7 days after the queen.

However, the Tiejia Xiaobao children’s long-term million-dollar medical insurance covers outpatient and emergency care for up to 30 days before and after hospitalization, which makes the insured feel much more relaxed. After all, hospital beds may be lacking in some cases. , it’s not something you can have if you want it.

If the insured is hospitalized due to an accident or illness after the waiting period, and all this occurs during the insurance period, only the reasonable and necessary portion of the outpatient and emergency expenses incurred in the 30 days before and after the hospitalization will be covered. Reimbursed by insurance company.

4. Value-added services are considerate

Tiejia Xiaobao children’s long-term medical insurance covering millions of dollars includes online outpatient services, outpatient appointments for critical diseases, hospitalization assistance and domestic second diagnosis, critical diseases and children Value-added services such as advance payment for special disease treatment costs and MDT multidisciplinary consultation on malignant tumors.

Not only does it solve the problem of "difficulty in seeing a doctor", but at the same time, the protection provided by the underwriter is also more comprehensive, making the security system that serves babies more complete.

Are the more value-added services really the better? How much do you know about the unknown things? Click on this article to find out.

Analysis of value-added services in medical insurance is not that the more the better!

Disadvantages

1. Long waiting period

Million-dollar medical insurance generally only has a one-year coverage period. After one year, renewal of the insurance requires another Review relevant information, so the waiting period set by many products is short, only one month.

However, the waiting time for Tiejia Xiaobao is 90 days, which is a bit long.

If the children unfortunately get into danger during the waiting period, the insurance company will not be responsible for the claim and will have to bear all the medical expenses themselves.

2. Senior Sister’s Suggestions

In general, Iron Armor Children’s Long-term Medical Insurance worth RMB 1 million is still worth buying. This product is great value for money. It is not easy to choose it. would be wrong.

The medical expenses for the treatment of major diseases are huge, and families with average financial conditions cannot afford it. However, the million-dollar medical insurance has an insured amount of millions. Under normal circumstances, it can reimburse the diagnosis and treatment of serious diseases. Most expenses.

This alone can explain why everyone has to configure a million-dollar critical illness insurance.

However, if you want to compare and take a look, I have also arranged other million-dollar medical insurance for you to buy. Let’s browse:

Top 10 The million-dollar medical insurance rankings are newly released!

Write it at the end

I am a top scholar who talks about insurance, focusing on objective, professional and neutral insurance evaluation;

If the above content has not solved your problem For questions, you can also consult me ??on the official account Xueba Talk Insurance;

I will give you the most professional advice based on my years of experience in configuring insurance for 10W families.

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