Can I cancel the flowers on Alipay?

Cancel is not supported, and it can only be closed.

However, there is a premise that the flower garden bill before the upgrade should be settled in one lump sum. If the flower buds have been used after being upgraded to credit purchase, all debts of using credit purchase should be paid off before closing. Users can choose to close the flower bud and credit purchase at the same time, or they can close the credit purchase separately.

Closing method: Alipay APP- Flower Garden-Pinion in the upper right corner-Closing Flower Garden | Credit purchase. After the credit purchase is closed, the user's flower bud page will have no credit purchase, and only the flower bud can be seen, and only the flower bud can be used for consumption in the future.

Flower buds support active closing, but if you apply for opening again, you may not be able to reopen it, because the opening of flower buds is determined by the system according to the comprehensive situation of users. Only users who meet the criteria for opening flower beds are eligible to open the flower bed function, and actively closing the flower bed will leave a "bad" impression on the system.

The full name of flower bud is ant flower bud, which is a consumer credit product launched by Ant Financial. After the application is opened, users can get a spending quota ranging from 500 to 50,000 yuan. Users can prepay the amount of flowers when spending, that is, they can enjoy the shopping experience of "spending first and then paying". Since it was officially launched in April 20 15, it has been highly sought after by online shoppers. The data shows that among the users in Bai Hua, 33% are post-90s, 48.5% are post-80s, and 14.3% are post-70s, which shows that Bai Hua is more attractive to a new generation of consumers. For many male users, the attraction of flower beds is that they can use credit lines for shopping, and the interest-free period can reach up to 4 1 day. Because Alipay itself has its own credit system, that is, "Sesame Credit", it calculates the user's credit rating through big data, gives a certain score, and then provides the corresponding amount payable, and there is no other mortgage.

In addition to its own initiative to shut down, the flower garden may also be actively shut down by the system. If the flower bud has the following conditions, the flower bud function may be actively turned off by the flower bud system:

Failing to return it within the time limit. Flower buds are credit products, so we attach great importance to users' personal credit. If the user fails to repay the loan after borrowing the flower bud, and the overdue amount is large and the overdue time is long, then the use function of the flower bud may be permanently closed;

Spend money to cash out. Cash-out is forbidden by Bai Hua. Once the system discovers that the user has cashed out, it may permanently close the user's right to use Bai Hua, and in case of serious cashing out, it may be prosecuted and bear criminal responsibility.