How to use the money for chronic illness of medical insurance card

The ways to use the chronic illness money of the medical insurance card are as follows:

The parties can activate it by SMS on the self-service SMS platform, activate the financial function synchronously and activate it at the handling site;

2. If the outpatient expenses of 12 kinds of chronic diseases exceed 8 yuan, the proportion of supplementary medical insurance fund will be 7%, and the maximum payment limit will be 25 yuan; Over 7 years old conceited over 6 yuan, the proportion of supplementary medical insurance fund payment is 8%, and the maximum payment limit is 3 yuan.

Insurance's reimbursement policy for chronic diseases:

1. Definition of chronic diseases: refers to those persistent or recurrent diseases that usually need long-term treatment or monitoring;

2. Qualification review: patients need to submit an application to the social security agency, and the special department will review whether they meet the conditions for reimbursement of chronic diseases;

3. Reimbursement scope: According to the policy, only drugs and treatment expenses for diseases listed in the catalogue of chronic diseases can be reimbursed;

4. Reimbursement ratio: Chronic diseases usually enjoy a higher reimbursement ratio to reduce the economic pressure of long-term medication and treatment;

5. Designated medical institutions: patients must go to designated medical institutions to see a doctor and buy medicines before they can get reimbursement;

6. reimbursement process: after seeing a doctor in a qualified medical institution, the patient submits an application for reimbursement according to the prescribed procedures.

To sum up, there are three ways to use the chronic disease money of the medical insurance card. For 12 chronic diseases with outpatient expenses exceeding 8 yuan, the fund payment ratio is 7%, and the maximum payment limit is 25 yuan; For patients over the age of 7 who are more conceited than 6 yuan, the payment ratio is increased to 8%, and the maximum payment limit is 3 yuan.

Legal basis:

Article 28 of the Social Insurance Law of the People's Republic of China

Medical expenses that meet the basic medical insurance catalogue, diagnosis and treatment items, medical service facilities standards and emergency and rescue shall be paid from the basic medical insurance fund according to national regulations.