How long does it take for Shanghai Pudong Development Bank to review car loans?

The review of Shanghai Pudong Development Bank's car loan is generally about 3-5 days. After the loan, Shanghai Pudong Development Bank will send a text message to inform the user. After receiving the notice, users can go to offline outlets to sign loan contracts. If the loan fails to pass the loan review, Shanghai Pudong Development Bank will inform the user of the reasons for the failure, and the user can solve the problem and resubmit the car loan application. In addition, after the car loan is released, users will start to repay on time. If the repayment is overdue or not, it will have an adverse impact on the credit investigation.

Shanghai Pudong Development Bank's automobile consumption loan is a kind of consumer loan, which is only used to buy newly upgraded non-operating cars under its own name. The maximum loan credit line shall not exceed the net car price, that is, 80% of the credit line excluding various additional taxes and insurance premiums. The credit line for purchasing imported cars shall not exceed 70% of the car price. Shanghai Pudong Development Bank has different administrative strategies in different regions, so it is best to know the local Shanghai Pudong Development Bank outlets.

Characteristics of Shanghai Pudong Development Bank's Automobile Loan

1 to ease the financial pressure brought by car purchase;

2. The repayment method is flexible and in line with personal cash flow.

Conditions for applying for a loan

(1) A natural person with full capacity for civil conduct;

(2) Having permanent residence or valid residence status in the town where the loan bank is located;

(3) Having permanent residence or valid residence status in the town where the loan bank is located;

(4) A car purchase agreement or contract has been signed, and a down payment of not less than 30% of the car purchase price has been paid;

(5) It can provide the guarantee recognized by the lender.

Shanghai Pudong Development Bank

Shanghai Pudong Development Bank Co., Ltd. (hereinafter referred to as "Shanghai Pudong Development Bank") is a national joint-stock commercial bank approved by the People's Bank of China on August 28th, 1992. 19931October 9th, 1993, it was listed on the Shanghai Stock Exchange (stock exchange code: 600000) and its head office is located in Shanghai. The registered capital is 29.352 billion yuan. With its good performance and good reputation, Shanghai Pudong Development Bank has become a listed company that has attracted much attention and respect in the China stock market.

Adhering to the core values of "abiding by integrity and creating Excellence", Shanghai Pudong Development Bank actively explores financial innovation, and its asset scale continues to expand and its operational strength continues to increase. By the end of June 20021year, the company's total assets reached 81200 million yuan. Shanghai Pudong Development Bank has set up 465,438+0 tier-one branches and nearly 65,438+0,700 business institutions at home and abroad, of which domestic branches cover all provincial administrative regions in the Mainland, and overseas branches include Hong Kong branch, Singapore branch and London branch, with 59,000 employees, thus establishing a business service pattern of national and international commercial banks.