Jiangsu Bank Qiyuan 12 No.3 Difference

1. First, they have different expiration dates: CashNo, Li Qiyuan. 1 is a short-term wealth management product with a term of 7 days, which is suitable for people who want short-term gains; Li Qiyuan Cash No.2 is a medium-term wealth management product with a term of 1 month, which is suitable for people who want to gain benefits in the short and medium term. Li Qiyuan Cash No.3 is a long-term wealth management product with a term of 3 months, which is suitable for people who want to obtain long-term benefits.

2. Secondly, their purchase thresholds are different: the purchase threshold of Li Qiyuan cash treasure 1 is relatively low, and the minimum investment of 10000 yuan is enough; The purchase threshold of Li Qiyuan cash treasure No.2 is slightly higher, starting at least 500,000 yuan; Li Qiyuan cash treasure No.3 has a high purchase threshold, with a minimum investment of 1 10,000 yuan.

3. Finally, their yields are also different: with the growth of the term, the expected annualized rate of return of Li Qiyuan cash treasure products will gradually increase, and the expected annualized rate of return of Li Qiyuan cash treasure 1 is relatively low, about 2.85%; The expected annualized rate of return of Li Qiyuan Cash No.2 is relatively high, about 3.25%; Li Qiyuan Cash No.3 has the highest expected annualized rate of return, about 3.35%. Conclusion: Due to the differences in the term, purchase threshold and yield of Li Qiyuan cash treasure 1, No.2 and No.3, the applicable population and risk-return ratio are also different. When purchasing wealth management products, you need to choose the right products according to your risk preference and wealth management needs.