Excuse me, will Alipay send someone home after the deadline? Do I have to pay for the carriage?

Basically, no one will be sent to your house. There is no need to pay the transportation fee, because overdue Alipay will generate interest.

Reason:

1, Alipay is a big platform after all. If we use these means, such as spreading exposure and door-to-door collection, it will definitely produce a lot of negative news.

2. Alipay's flower buds belong to credit consumer products. Generally, users with a large overdue amount and a long time basically send dunning letters to collect them.

3. At present, for users with overdue flowers, Alipay generally sends repayment reminders on Alipay APP and SMS. If it is not up in a month or so, their sesame credit score will be lowered, and most Alipay functions will not be available. In the worst case, they will go through legal procedures and the personal credit record of the central bank.

At present, the interest of Alipay Flower Garden is five ten thousandths per day, which is the same as the interest of bank credit card. If Alipay adopts door-to-door collection means, even if it receives repayment, it is not enough for the labor cost of door-to-door collection.

In fact, the bigger the lending platform now, the more afraid of using illegal means to collect money. After all, the big platform will be more strictly monitored by all parties. Generally, small online lending platforms collect money by exposing the address book or sending people to the door. These small online lending platforms usually have extremely high loan interest, and some still need handling fees.