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Will the loan guarantor receive a text message?
Legal basis: Civil Code of People's Republic of China (PRC).
Article 683 A legal person institution may not act as a guarantor, unless it is approved by the State Council to refinance loans for the use of loans from foreign governments or international economic organizations. A legal person not for profit or an unincorporated organization for public welfare may not act as a guarantor.
Article 688 Where the parties stipulate in the suretyship contract that the surety and the debtor shall be jointly and severally liable for the debts, it is a suretyship of joint liability.
Article 693 Where the creditor of a general surety fails to bring a lawsuit against the debtor or apply for arbitration during the suretyship period, the surety is no longer liable for suretyship.
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