How to check the opening bank of China Construction Bank?

If you want to inquire about China Construction Bank’s account opening bank, there are actually many convenient ways to choose from: First, visit the official website of China Construction Bank, click on the online customer service portal on the homepage, and enter the customer service dialogue interface for inquiry. Secondly, querying via text message is also a good way. Just send the text message "KHCX#" plus your bank card number to 95533, and the system will automatically reply with a text message containing the account opening outlet information, such as the outlet name, address and contact information. In addition, calling the CCB customer service hotline 95533 is also a way to choose manual service and clearly indicate your query needs, and the customer service staff will provide you with the required information. If you are at home, you can also directly bring your bank card and ID card to the counter of the nearest CCB business hall to inquire, and there will be professional staff there to help you.

Take the mobile phone SMS inquiry as an example. Enter "khcx# bank card number" and send it to 95533. The system will immediately feedback the detailed account bank information, but for the sake of privacy protection, some content will be slightly processed.

In addition, the concept of bank account is very important in financial transactions. It refers to the bank with which the payer is associated during the payment or collection process. Shunt remittance and entrusted collection are two clearing methods. Shunt remittance means that the paying bank directly transfers funds to the beneficiary bank, while entrusted collection requires the payee to entrust the bank to collect the payment.

According to the "Bank Account Management Measures", bank account management follows basic principles, such as the one basic account principle (each depositor can only have one basic deposit account), the voluntary choice principle (both the depositor and the bank can have the right to choose), and the principle of deposit confidentiality (banks must protect the privacy of depositors’ funds and may not interfere with account operations unless required by law or authorized by the State Council). These regulations ensure the normal management of accounts and the safety of funds.

The above are the detailed steps and related knowledge for querying the bank where the China Construction Bank account is opened. I hope it will be helpful to you.