What if the debtor doesn't answer the phone?

I'm a lawyer. I'll answer your question.

Xie Youjun works in the court, has been handling cases and has been involved in the implementation. Your problem is very common in reality. In order to avoid debt, the debtor chose to disappear, let alone not answer the phone. Therefore, the conventional means of demanding repayment is no longer feasible, so I strongly suggest that you must sue first, apply for execution immediately after you get the successful judgment, and force the other party to repay through the intervention of state public power. Because of the special situation of your question, you have reached the point where you don't answer the phone, and you may not find anyone. Therefore, there are many things to say about which court to sue, how to deliver it, and how to deal with it in the implementation stage. So next I will give you detailed explanations and suggestions.

First of all, what you need to do is to sue first, because it is unrealistic to ask the other party to repay by yourself, so we must vigorously crack down on these shameless old lai through the intervention of state public power. Since prosecution, it involves the jurisdiction of the court. In general private lending cases, the competent court is the defendant's domicile or habitual residence. The household registration place is his hometown, and the address on the ID card is the jurisdiction court. The determination of the court of habitual residence is more complicated, and you must live in a certain area for more than one year. This local court is also a governable court. For example, because the person who owes you money doesn't answer the phone now, and you don't know where he is from, you can go directly to the court where he lives. But you must know your residence or one of your habitual residences. If you don't know, unfortunately, the court will not accept your case because the defendant is not clear.

Secondly, if the court accepts your private lending case, how to deliver it becomes a difficult task. If the court summons cannot be issued, the court cannot open it. Therefore, the way of delivery can only be by announcement, that is, in newspapers. The content of the announcement is roughly that you sue him, the court accepts it, and the court session is scheduled for which year, month and day. If you don't go to court, you will be sentenced by default. But the announcement requires you to open a letter of introduction to prove that this person can't be contacted now. If you can't open this letter of introduction, the court will generally investigate, but some court judges are unwilling to investigate, because this is not the obligation of the court, so many judges need you to open this letter of introduction. After the trial, the judgment of the case was also served by announcement, and the case took effect after the service was completed.

Finally, after you get the winning judgment, go to the executive board to execute it. The enforcement judge will check whether the executed person has any property through the enforcement system, and if so, he will deduct money from you. If not, the judge will go back to check the house and the car. If so, it can also be implemented. Including the current Alipay WeChat red envelope provident fund salary can be implemented, even if it is the only house, it is still the property of execution. You can't get your property back, but the court's tactics are no joke. If the means are exhausted and he still has no property, the case will be finalized, that is to say, it will be temporarily executed, and he can be restored after discovering that he has other property. At this time, he will be blacklisted and restricted in consumption, which is a relief for you.

No matter what corporate loans, honest life, honest work, I am a high-quality small grain farmers. A few years ago, my descendants made more than 20 million loan sharks, and every sum of money was paid back in advance. After a long time, I realized that I became best friends with the lender.

I remember that four years ago, a relative and friend borrowed 30 thousand cash from me, but I borrowed 40 thousand from the lender. It hasn't been returned yet, and the phone hasn't been answered at all. Later, according to my investigation, his son got married and owed 550,000 foreign debts. What do you think he will give you in return? I bought 200 yuan to see him last year, and he told me that it might take ten years to pay off the foreign debt. Then tell me about this man's failure.

Heroes who are not afraid of paying their debts are afraid of poor money, and it is difficult to count first and second. Pay it back slowly if you can, pay it back slowly if you don't, and then you will get nothing.

What if the debtor doesn't answer the phone? Why didn't the debtor answer the phone? I think there are probably the following reasons, 1, and it is possible to refuse to pay debts. I borrowed your debt and don't want to pay it back. He wants to avoid debt, so he can't answer the phone when you call. 2. It's possible that you asked him for debts, and he made frequent phone calls. He felt a little tired and didn't want to answer the phone. It is possible that the other party is busy with something or talking to a friend, so it is impossible for him to answer your call. 4. The other party may not be local or work in other places, and it feels like a long-distance relationship, so it is impossible for him to answer your call.

As for why the debtor didn't answer the phone, find out the reason why he didn't answer the phone. Suppose there are other reasons, but as long as he doesn't evade the debt, he can pay what you owe. Suppose he doesn't answer the phone just to avoid debt, then he can go to court with an iou and settle your economic dispute through arbitration.

What if the debtor doesn't answer the phone?

Debtor, it's normal not to answer the phone. Why is it normal? You know better than anyone (don't push him so hard, you can't help answering the phone, this is a normal psychological reaction). What should we do?

One,

Bad way.

1. Threatening by sending information, 2. 24-hour telephone harassment of him, 3. The court sued him, put him in prison and searched all over the world. In short, you are a creditor and have the right to do whatever you want; At the same time, you are bored, doing these things and killing time.

Everyone knows that it is natural to pay back debts. But then again, there should be a debtor's reason for not answering your phone:

1. No money, what to say! I have answered your phone too many times. Because of your method of forcing debts, the debtor is afraid. The debtor in trouble must be trying to make money. He survived and lost his life.

Second,

That's a good idea.

1. Since I lent it to you, it means that your relationship is unusual and should be understood (unless there is interest on the loan). Since I don't answer the phone, it means that there has been a change in feelings between you, or things have reached a very serious level. Don't be so aggressive. Money is a thing outside the body. Take some time. No one knows what he will face in the future.

It's hard to make money, especially for a person who is heavily in debt. Help if you can, support if you can't, and comfort yourself. Your debt wouldn't be so heartless.

Since we are friends, it is not just a debt relationship. It is only a matter of time before we pay attention to our feelings and earn some face and money. In the meantime, if you don't push him, he won't refuse to answer your phone.

Borrow money, borrow feelings, pay back money, and be honest.

Everyone has a hard time.

Everyone will borrow money from others one day.

The human heart is made up of blood and flesh, and there is no distinction between "good" and "bad".

There are only "more" and "less" debts, and only fast and slow debt repayment. Since lending can show that your life is guaranteed, why bother! At present, debt collection is only a matter of different interests. What is money? Money is short and people are long. Long live understanding!

For a clever creditor, knowing the debtor's situation is far more important than collecting debts. What if you don't answer the phone? Such problems are best ignored directly, which is meaningless.

1, not answering the phone does not constitute debt evasion, so don't YY to the point where you want to find trouble with others. Even if you answer every phone call, even if you don't pay back the money, it constitutes a debt evasion. Facts speak plainer than words.

2. Why do you know that it doesn't matter if you don't answer the phone, or there are many debtors who have to answer the call? Because he is guilty, he thinks that as long as I answer the phone, the debt can still be dragged on. Often, debt disputes are the most speechless at this time, which is more terrible than people who don't answer the phone. For creditors, nothing is more important than getting back what they owe. What is the importance of making a phone call?

3. Collection destroys the ecological balance of debt disputes and is bound to be countered. The world is fair. When excessive behavior has consequences, it will definitely be given back to the excessive party. So now many collection companies are shrinking, and their collection ability has plummeted, because debtors have become more and more sober. For debtors who really have no repayment ability, I hope you can go to court to sue. Collection became an excuse to support him in delaying his debts. Because of the collection, I have no intention to work, because I have no money to pay back when I am unemployed, because I missed the collection. . . . . . .

So when your debtor doesn't answer your phone, you have two options, one is to go to court, and the other is to understand your debtor's situation, rationally analyze how long it will take him to pay off your debt, and then make time for yourself to make efforts to develop. Now the laws and regulations on the debt problem are getting more and more perfect, and the debt cannot escape, and the interest is recorded there. You might as well wait for those who can't afford it to invite you to dinner. You might as well make money by yourself and eat first.

What if you don't answer the phone? First of all, you have to find out whether it is good or bad that you don't answer the phone.

Legally speaking, not answering the phone is good for you. The reason for this is the following：

1. Many debts are caused by friends or relatives, and sometimes they are inconvenient to bring a lawsuit. And the other party's failure to answer the phone just provides a legitimate reason for you to go to court in the future.

Do you need his money or his people?

Default, the final result is nothing more than looking for his property, not looking for his people.

Therefore, if we can't find that person, we can obtain his property clues through various legal means. Once you cut the bucket, seal his property from the roots, or save it, then his people will inevitably surface.

3. Default judgment is good for you.

Even if he enters the court later, the court that fails to appear in court after being legally summoned may make a judgment by default. For you, the default judgment is only based on your evidence, so you can basically control the outcome of winning or losing.

To sum up the above points, I think it is a big advantage that the debtor can't be reached by phone. Don't worry too much. Let's start refueling.

I hope my answer will enlighten you.

In fact, most debtors don't answer the phone. Basically, they don't evade their debts maliciously, but they really have no money. Think about it: who wants to be rich and not be chased all day to pay back the money? Who doesn't want to live a light life without debt?

The debtor's failure to answer the phone is a bad omen and a sign that he doesn't want to pay.

At this time, the debtor may really not receive the money, so he is embarrassed to respond when he sees the phone call from the creditor, so he will not answer the phone; The debtor may have money and don't want to pay it back. They put it off again and again and finally wanted to breach the contract.

In the former case, it is understandable. However, in the latter case, the debtor's motives are impure, so it is necessary to plan ahead one day earlier.

Paying off debts is a matter of course. Anyway. If you don't pay back the money you owe others, others have the right to recover it. No phone calls, no text messages, what hurts is the goodwill of the borrower.

If the debtor really doesn't call back, then as a creditor, he should try his best to go to the door to recover. See what the debtor is like? Take as much as you can.

If the debtor really doesn't want to pay back and cheat, he must sue in time according to law. Even if the debtor doesn't answer the phone, the summons will not be accepted.

Then the court can announce the service after accepting it and make a default judgment according to law. After that, the debtor can still be executed, which can avoid economic losses.

Why didn't you answer it? First of all, you should wake yourself up. Some debts are generated by high interest rates. Some interest rates have exceeded the cost. Also called, euphemistically called. Pay off debts? Have a plenty of lost, really not. All right, calling will only cause trouble. It's not that you don't answer, it's that you answer something ugly. We should all talk to each other: talk to each other: nobody wants to owe money. Please give others some time.

Say a few words here; Those who owe money and don't answer the phone are regarded as scum. In today's society, such people can only hide like rats and miss opportunities. It's not terrible to owe money, but it's normal to mix up badly. Don't lose your reputation, pay back a little, and have a good attitude. I believe creditors will understand your pain! Play disappear or ignore it, then you will be miserable and only have a dead end.