How much is CCB credit card 8000 yuan in installments 12 per month?

CCB credit card swipes 8000 yuan to apply for installment 12, and the monthly handling fee rate is 0.6%.

Monthly repayment: the handling fee is 8000 x 0.6%+ the principal is 8000 ÷12 = 48+666.67 = 714.67 yuan.

After the bill is settled, you can apply before the final repayment date of the bill. It's convenient and there are many ways.

1. Edit the short message "4 digits after CCZZ# card number # amount # period number" with the mobile phone number reserved by CCB and send it to 95533.

2. Enter "Mobile Banking of China Construction Bank", and click "Credit Card"-"Bill Installment Application" in turn.

3. Call the customer service hotline behind the credit card and transfer to manual customer service.

Only the handling fee is charged by installment, and no interest is charged.

Extended data:

There are many ways to installment credit cards:

1) Shopping mall staging, that is, bring your credit card and ID card to the merchants who have staging agreement with China Merchants Bank to directly brush the staging. After success, you can pay the handling fee of a single installment+the corresponding number of installments, and then pay a single installment every month. For example, if you go to Suning Appliance Brush Mall to buy goods with a total price of 2,400 yuan in installments, and brush them in six installments, the handling fee is assumed to be 3% (subject to the announcement of the mall), then the first installment needs 2,400 ÷ 6+2,400× 3% = 472 yuan, and then it will be returned to 400 yuan every month for five consecutive months.

2) Go directly to China Merchants Bank's credit card mall in official website for online installment purchase, and there will be no extra handling fee and freight beyond a single installment. For example, goods marked as 400×6 installments in the mall can be placed directly online and returned to 400 yuan every month for six consecutive months after confirmation. In the first month after the order is placed successfully, China Merchants Bank will deliver the goods directly to you.

3) If the above method can't be done, go to the merchants who only support credit card consumption but don't support installment, and then apply for installment after one-time credit card transaction. That is the "bill installment" function of China Merchants Bank's credit card, that is, apply for the part with the maximum bill amount of 90% and no more than 80% of the fixed amount in one month in three, six or 12 installments, and bear the corresponding handling fees of 2.6% and 4%. For example:

The total amount of this month's bill is 4040 yuan, and the application for bill is divided into 12 installments, so the first month must also pay 4040×10%+4040× 90% ÷12+4040× 90 %× 7.2% = 968.72%.

In short, no matter how you pay it back in installments, it depends on the installment method and amount you choose.