I bought a life insurance policy for my lover for ten years. It's main insurance plus accident insurance. In the past, the salesmen of insurance companies told me before the time.

First, the bank transfer is not deducted by the salesman, but by the company according to your insurance contract.

Second, if you don't deduct it, it may be that the balance on your card is not enough to deduct your additional risks.

Third, you'd better look at your insurance contract again, or let your salesman study it with you to see what's going on.

Netizens can't give you a definite answer until they see your insurance contract.