How to withdraw provident fund in Xiaogan City

The business process of withdrawing housing provident funds in Xiaogan City is as follows:

1. With the withdrawal certification documents, employees submit an application for withdrawing housing provident funds to their unit. After verification, the unit will issue an "Application for Withdrawal" Book" in duplicate. Employees of centralized sealed households should go to the branch center or management department to apply for the issuance of an "Withdrawal Application Form".

2. With the "Withdrawal Application Form" and other withdrawal application materials, employees go to the branch center or management department where the unit deposits housing provident funds to apply for withdrawing housing provident funds. The branch center or management department issues a "Withdrawal Notice" , signed by the employee to confirm the withdrawal amount.

3. Employees should go to China Construction Bank to handle the payment procedures on the same day with the "Withdrawal Application" in duplicate and the "Withdrawal Notice" in triplicate that have been reviewed and confirmed by the branch center or the management department.

4. The employee will return a copy of the "Withdrawal Notice" after payment confirmation from China Construction Bank to the unit as the unit's accounting voucher.

Withdrawal conditions

Withdrawal for housing consumption includes one-time withdrawal for housing consumption and monthly withdrawal for housing consumption.

1. One-time withdrawal: including the purchase of commercial housing, price-limited commodity housing, targeted sales (resettlement) affordable housing, private property housing, public-owned existing housing and other self-owned housing; on rural collective land Build, renovate, and overhaul self-owned housing

2. Monthly withdrawal: including repayment of housing loan principal and interest; payment of rent or rent subsidy for economic rental housing.

Withdrawals for non-housing consumption include withdrawals from account cancellation and monthly withdrawals.

1. Withdrawal from account cancellation: including divorce and retirement; agricultural registered employees who are over 60 years old for men and over 55 years old for women; who have settled abroad, Hong Kong, Macao and Taiwan; complete loss of working ability, most of the losses The employee is unable to work or is severely disabled (first- or second-level disability) and terminates or terminates the labor relationship with the unit; receives unemployment insurance benefits; is sentenced to a sentence, has a household registration that moves out of the city, or employees with a non-local household registration leave the city and terminates the employment relationship with the unit where they work; Or the labor relationship is terminated; the housing provident fund account is transferred to a centralized lock-up account for two years or the labor relationship with the original unit is terminated for two years; the employee works outside the administrative area of ??this city and establishes and deposits the housing provident fund locally; the employee dies or is declared dead . Compared with the original withdrawal policy, there are two additional reasons for household cancellation withdrawals for agricultural registered employees who are over 60 years old for men and 55 years old for women, and who work outside the city's administrative area and establish and deposit housing provident funds locally.

2. Withdrawal on a monthly basis: including those who are included in the scope of the city’s urban residents’ minimum living security or special poverty relief; family members suffering from major diseases (including myocardial infarction, uremia, leukemia, liver cirrhosis, aplastic disorder Anemia, rheumatic stenosis, cerebrovascular malformation, cerebrovascular accident, necrotizing intestinal obstruction, liver atrophy, severe compound trauma, severe electric injury, various cancerous lesions) hospitalization. Compared with the original withdrawal policy, the reasons for withdrawal included in the scope of special poverty relief have been added.