What are the common means of online fraud?

What are the common means of online fraud?

What are the common means of online fraud? The rapid development of the internet has not only made us, but also made countless liars. Everyone should take good care of their information, and don't fall into the hole that the liar has dug for a little cheaper. Let's take a look at the common means of online fraud.

What are the common means of online fraud? 1 First of all, Taobao swipes a single fraud:

Nowadays, many cyber criminal gangs cheat under the guise of shopping lists. The first few brushes will give you a refund and the commission will be high. When you take the bait, you will be prompted that you can't withdraw cash. You need to complete the bill three times in a row to withdraw cash, which tempts you to continue to recharge the bill again and again. At this time, you are fooled.

Second, online loan fraud:

Don't believe it if it's not frozen by a regular bank. This is definitely a trick used by fraud gangs. If the loan is not handled at the bank counter, it is not a formal loan. In the end, it will not only give you loan funds, but also cheat you into having more money in your bank card.

At present, more than 50% of fraud cases are fraudulent in the form of loans. Many victims went to the police station to report to the police, listened to online loans or text messages, or received loan calls, and really thought they could borrow hundreds of thousands.

How is loan fraud implemented? In the process of handling the loan, you will be asked to enter your phone number, ID number, bank card number of the loan fund, and sign a loan contract. At the same time, the other party will also send you photos of the staff's ID card and work permit. , thus confirming the regularity of their loans. In the process of contacting you, the other party will tell you that your bank card was entered incorrectly, resulting in being blocked and frozen. Therefore, it is impossible to obtain loan funds.

In order to receive the loan, you need to prove that this is your bank card, so at this time, how much do you need to charge to prove that this is your bank card before you can unfreeze it. I also tell you, don't worry, the money will be returned in full, and it will be returned to your bank card together with the loan. If you transfer money at this time, or give the verification code of the other party's mobile phone, then you take the money.

At the same time, after collecting your phone number, bank card and other information, the other party will transfer the money in your bank card in various ways, operate in the background, and then get your mobile phone verification code from you. You gave it, and then the money was transferred.

If there is no money in the bank card, you will be cheated to borrow money from the flower garden or other small programs and apps. When I am fooled, I will hack you. At this time, you suddenly realize that you have been cheated, but you need to repay the money borrowed by various platforms.

Surprised or not?

Stay away from online loans and fraud gangs.

Do not disclose personal information, do not disclose mobile phone verification code.

Third, the phone impersonates the leader and the acquaintance swindles.

Criminal means:

After the suspect obtained the telephone information of the victim through illegal channels, he called the victim and asked him to come to his office at 9: 00 the next morning. When the victim mistook it for a leader or an acquaintance, the suspect claimed to be a leader or an acquaintance and told the victim that he was using this phone now. A few minutes before 9 o'clock the next morning, the suspect called the victim and asked if he had arrived. If the victim's answer comes soon, he will call the office leader and ask the victim to wait downstairs.

After a while, I called the victim again, saying that I would give a gift to the leader and asked the victim if he had any money, so that the victim could help me wrap two red envelopes. After a while, I called the victim again, saying that it was not appropriate to send a red envelope to the leader, asking the victim to transfer the money to the leader, sending the leader account to the victim by text message, and the victim transferred the money.

Fourth, QQ and WeChat pretend to be leaders and acquaintances.

(a) criminal means against enterprise financial personnel:

1. The suspect went undercover to the victim's company group by special means, planted Trojan horses, snooped on the company's chat information, clarified the relationship between superiors and subordinates, kicked the leader out of the group in the middle of the night, and then joined him with an avatar, making the victim mistake it for a leader and get paid according to his instructions;

2. Search a company's information on the Internet to learn about the company, especially its recruitment information, get the information of the personnel manager, pretend to be the boss and add him as a friend through QQ and WeChat, then get the company address book from the personnel manager for business trips and other reasons to understand the company's situation, and then let the personnel manager inform the financial department to add QQ and WeChat, so that the financial personnel can believe it and listen to its instructions to make money;

What are the common means of online fraud? 2. Use QQ, MSN and other online chat tools to implement fraud.

The criminal suspect steals the QQ number and password by hacking and forcing video software, and records the video image of the other party. Then he logged into the stolen QQ number to chat with relatives and friends, and played the recorded video to relatives and friends to defraud trust, and then borrowed money for fraud in the name of urgent need of money. The anti-fraud countermeasure is that when someone borrows money online, even if the other party has a video, they can't believe it. To expose this scam, just remember one trick: seeing is not necessarily believing, and you can tell the truth by calling to confirm it.

Two, the use of online game equipment and game currency transactions to implement fraud.

Criminals use an online game to buy and sell game coins and equipment. After defrauding the player's trust, let the player remit money through the offline bank, or steal the number after the transaction for fraud. The anti-fraud countermeasure is not to trust some "comrades-in-arms" you know in online games, especially to be wary of the trading method of paying first and then shipping.

Third, the use of online banking to implement fraud.

Criminals make "phishing" pages similar to some banks in official websites, steal online banking information, and take cash from accounts. The anti-fraud countermeasure is to check whether it is a bank official website when logging into the bank website, and at the same time, keep your online banking certificate well to avoid online transactions on public computers.

Fourth, online shopping fraud.

There are mainly the following categories: criminals provide false links or web pages for the victim, and the transaction shows unsuccessful, and they make multiple remittance frauds; Refuse to use the third-party secure payment tool on the website, and cheat in private transactions; Collect deposits first and then fabricate reasons to induce victims to add deposit fraud; Cheating by passing off fake and cheap cottage products as brand-name goods. The anti-fraud countermeasure is to choose a reputable shopping website when shopping online. Don't be greedy and cheap, and don't trust the pictures and product reviews provided by merchants. Try to use safe payment tools such as Alipay and U shield, and refuse to trade privately with the owner.

5. Online winning fraud.

Criminals use communication software to randomly release winning tips to Internet QQ users, MSN users, email users, online game users and Taobao users. When the victim consults and verifies according to the designated "telephone" or "webpage", criminals ask the victim to remit money for various reasons such as winning the prize and paying taxes. Anti-fraud countermeasures in the world of internet. Please don't believe that there is a "pie falling from the sky", otherwise it is likely to fall into the trap set by the liar step by step.

What are the common means of online fraud? 3. Use QQ, MSN and other online chat tools to implement fraud.

Criminal suspects steal QQ numbers and passwords through number hacking and compulsory video recording software, and record video images of the other party.

Then log in to the stolen QQ number to chat with their relatives and friends, and play the recorded video to their relatives and friends to defraud the trust, and then borrow money for fraud in the name of urgent need of money.

The anti-fraud countermeasure is that when someone borrows money online, even if the other party has a video, they can't believe it. To expose this scam, we only need to remember a "coup to control the enemy":

Seeing is not necessarily believing, so you can tell the truth by making a phone call to confirm.

(two) posing as relatives and friends in a car accident, prostitution, drug abuse and telecom fraud.

Criminals first dial the victim's phone to "guess who I am" to gain trust. Soon, they fabricated that they or their relatives and friends were involved in car accidents, prostitution and drug abuse. They dare not tell their families, borrow money from the victims and ask for remittance to a designated account.

The anti-fraud countermeasures are: when you receive a call claiming to be an "old friend" or "guess who I am", you should be on high alert, pay attention to verifying the identity of the other party, and don't send money to the other party easily for various reasons.

(3) "underworld"

Kidnapping, intimidation, telecom fraud.

Criminals call themselves "underworld", call the victims, falsely claim that their relatives have been kidnapped, demand "ransom", and use the victims' eagerness to rescue the "hostages" to commit fraud.

The anti-fraud countermeasure is not to send money to the designated account of the other party after receiving such a call, but to stall the other party on the grounds of raising money and contact the relatives of the "hostages" in the shortest time to expose the scam.

(4) online winning fraud.

Criminals use communication software to issue winning tips to QQ users, MSN users, email users, online game users and Taobao users.

When the victim consults and verifies according to the designated "telephone" or "webpage", criminals ask the victim to remit money for various reasons such as winning prizes and paying taxes.

Anti-fraud countermeasures in the world of internet. Please don't believe that there is a "pie falling from the sky", otherwise it is likely to fall into the trap set by the liar step by step.