What should I do if the risk control SMS transaction of agricultural credit card is abnormal?

Abnormality exists in the credit card transaction of Agricultural Bank of China, which is mainly caused by the following reasons: degaussing the credit card or damaging the card; There is the risk of credit card being stolen, which leads to the risk control of agricultural bank; The credit card has been controlled by the wind or frozen; Merchants are listed as suspicious by Agricultural Bank of China, and users are not allowed to pay by credit card. Abnormal credit card transactions generally mean that users will face certain risks when using credit cards. At this time, you should pay attention to whether your credit card is in good condition and whether the credit card device is normal. If the credit card transaction is abnormal, it should be eliminated in time to avoid the possibility of credit card being stolen.

_ _ Such people are prone to risks: 1. Small business owners: often use POS machines to swipe their cards for public welfare;

2. Abnormal consumption habits: Simply put, your credit card consumption habits used to be that lifestyle credit cards accounted for more than 90% of your consumption quota, but suddenly your consumption ratio dropped sharply, replaced by various online payments (Alipay, Tenpay), resulting in abnormal credit card consumption!

3. People who often withdraw cash from credit cards: Credit cards are mainly used for consumption. If you withdraw money too often, the bank will think that your financial ability is problematic.

4. People with bad credit records: generally, there will be overdue repayment records or something. Such people are easily controlled by bank risks. Although you have a credit card, it is also very likely to be controlled by bank risks. Only by sticking to credit card and eliminating bad credit records can the risk be relieved. If there are risks, you can do the following: 1. Call the bank customer service immediately to find out the specific situation of being controlled by the wind.

2. Go to the bank to appeal to cancel the risk control. Emphasize that you are spending normally and explain the consumption process clearly, but the bank may ask you to provide proof of consumption.

There are credit card receipts, invoices and other bills that can be uploaded to the bank, so receipts are very important in this respect. Usually, cardholders use pos machines with receipts to swipe their cards. Invoices can be said that merchants do not invoice and have discounts.

In short, don't panic if the credit card is controlled by the wind. Consult the bank customer service first to understand the root cause, and then take corresponding measures to remove the risk control.