Is corporate credit manager free?

Corporate Credit Manager is an APP launched by Shuidi Credit, in which VIP services are charged. All included enterprise information will be reported to the national enterprise credit information publicity system.

Document No.35 [219] issued by the State Council pointed out: "Actively expand the application of credit reports. Encourage all kinds of market entities to apply credit reports more widely and actively in production and business activities. In matters such as government procurement, bidding, administrative examination and approval, market access, qualification review, etc., give full play to the role of credit reports issued by public credit service agencies and third-party credit service agencies. " At the same time, it is pointed out: "Establish and improve the voluntary registration mechanism of credit information. Encourage market participants to voluntarily register credit information such as qualification certificates, market operation, contract performance, social welfare and so on on the website of Credit China or other channels, make a credit commitment to the disclosure of information authenticity, and authorize the website to integrate, enjoy and apply relevant information. ".

Guo Fa [216] No.33 document (the State Council's Guiding Opinions on Establishing and Perfecting the System of Joint Incentives for Trustworthiness and Joint Punishment for Breach of Trust to Accelerate the Construction of Social Integrity) points out: "Guide enterprises to voluntarily release special commitments such as comprehensive credit commitments or product service quality, make self-declarations such as product service standards public, accept social supervision, and form a good atmosphere for enterprises to strive to be honesty models".

according to the spirit of the above two documents, combined with the relevant opinions and policies of the state on the development of small and medium-sized enterprises, and in accordance with the requirements of the National Development and Reform Commission's "Reply on Launching the Pilot Project of Credit Information Big Data", a relatively complete service mechanism has been gradually established in terms of enterprise credit infrastructure, credit information interaction, credit product development, credit product application and promotion.

1. Using social public credit information and market credit information, a "national credit archive for small and medium-sized enterprises" was established. It provides the credit file claim, verification, update and service mechanism, including but not limited to credit, identity and qualification verification, submission, update and maintenance of credit information such as enterprise introduction, product and service promotion, capabilities, characteristics, qualifications and honors, and Internet portal service of credit files.

2. On the basis of credit files, we provided SMEs with multi-level and multi-dimensional credit products and services such as "Enterprise Trusted Encyclopedia", "Lixin Plan" and "Credit Manager", and provided standardized processes and mechanisms such as search engine, APP, applet, WeChat official account, etc. for effective product access;

3. An integrated mechanism of keeping promises (in the form of "keeping promises") attached to credit products has been established;

4. The dynamic monitoring mechanism of credit products is established. Including but not limited to major dishonesty, license expiration (invalidation), complaints and reports, self-submitted content inspection, monitoring, etc., according to the monitoring results, the service will be suspended, the product will go offline, and the contract will be terminated.

Enterprise credit files: Ping An establishes credit files for small and medium-sized enterprises based on credit big data, provided that there is no major breach of trust in the subject of the files, including but not limited to those who are not untrustworthy, have not been subject to administrative punishment, have no abnormal operation, and have no major tax violations. Check the identity, qualification and credit of the file subject according to the information published by the authority, and other file contents are composed of social public credit information, market credit information and credit information submitted by the file subject. The credit file is activated after it is claimed by the enterprise, and the enterprise can maintain the file, verify the subject identity, qualification and credit by security and dynamically track it. After the credit file is activated, Ping 'an also provides enterprises with 36 search, water drop credit and other search and inquiry portals, and establishes a guide path to the credit file landing page. The above services mean that SMEs have their own Internet landing pages, and the landing pages are accessible; Enterprise information can be recognized and disseminated through landing pages; Credit information verification has also labeled enterprises as "trustworthy", effectively solving the pain point of low credit of small and medium-sized enterprises.