What are the advantages and disadvantages of opening mobile banking?

The benefits of opening mobile banking are: simplicity, convenience and speed. Before mobile banking existed, many people would go to the bank counter to handle business, and sometimes they would have to wait in line for a long time to handle a small business.

The disadvantages of opening mobile banking are: bank accounts will face certain risks. This risk mainly comes from attacks by illegal online activities. If you accidentally leak your bank account information and password, or you are With the help of some phishing websites, there is a risk that the remaining money in the bank account may be transferred away.

Extended information:

How to use mobile banking safely:

1. Try not to use free WiFi in public places to log in to mobile banking.

2. Set an appropriate limit based on your usual trading habits and transfer amount.

3. Every time you log in to mobile banking, you must carefully check whether the welcome information is consistent and whether the last login time is correct, and log out promptly if any abnormalities are found.

4. After using it, click the "Safe Exit" button to exit in case the program may still be running in the background.

5. Enable the SMS notification service. Once there is a change in the account funds, the bank will notify the user as soon as possible via SMS to ensure the security of the account.

Reference materials: Baidu Encyclopedia - Mobile Banking

Reference materials: People's Daily Online - How to prevent risks when using mobile banking