Don't online merchants need to verify bank payment?

The payment process of online merchant banks generally needs to be verified. According to the bank's security regulations and industry standards, there are usually multiple authentication measures in the payment process to ensure the security of payment and prevent fraud.

Specific verification methods may vary according to different situations, including but not limited to the following methods:

1. Login verification: Online merchant banks usually require users to enter account name, password and other possible identity information for login verification before payment operation.

2. Payment password verification: Online merchant banks can set payment passwords to confirm payment operations. In the payment process, users need to enter the correct payment password to complete the transaction.

3. SMS verification: In some payment scenarios, SMS verification code will also be sent for verification, and users need to enter the correct verification code to continue payment.

4. Fingerprint or facial recognition: For devices that support biometric technology, online merchant banks may also support fingerprint or facial recognition for identity verification.

Generally speaking, online merchant banks will take various verification measures to ensure the security of payment and the security of users' funds. However, according to different payment scenarios and user settings, the specific verification methods may be different. Please observe the bank's payment safety regulations and cooperate with relevant verification steps. If you have any questions about the specific payment scenario, it is recommended that you directly consult the online merchant bank or refer to the relevant guide of its official channels.