How long can Ping An Bank's loan be approved? What information does Ping An Bank need to apply for a loan?

1. How soon can Ping An Bank's loan be approved? What information does Ping An Bank need to apply for a loan?

It takes about one month for Ping An Bank to approve the loan.

Handling process of automobile loan:

First of all, the lender needs to prepare ID card, residence certificate, work certificate, loan use certificate and other supporting materials, go to a bank, fill out an application form and fill out a contract.

② Then, wait for the bank's pre-loan qualification investigation and approval. If the lender meets the loan conditions stipulated by the bank, the bank will inform the lender to fill out some loan forms. If the loan applied by the lender needs mortgage or guarantee, it is also necessary to sign a guarantee contract and a mortgage contract, and go through the mortgage registration procedures; If so, there is no need to sign such a contract.

Secondly, banks issue loans to lenders. Generally, banks will issue loans within 2 to 3 weeks or 1 month after the approval is completed, and loans can be issued within 1 day at the earliest.

(4) Finally, the borrower pays the down payment to the car dealer, and handles the car pick-up formalities with the passbook and car pick-up slip issued by the bank.

Note: In the process of applying for personal automobile consumption loan, the applicant needs a copy of ID card, household registration book, marriage certificate, income certificate, bank statement, property certificate and so on.

2. What is the loan process of Ping An Bank?

Ping An Bank has many loan products, including Xinyi loan, auto mortgage loan, Ping An gold joint loan and first-hand housing loan. Each product is aimed at different loan groups and their loan requirements. It is suggested that the borrower consult the customer service of the bank before applying for a loan, and then prepare relevant materials after submitting the loan application.

Ping An Bank's loan process is relatively simple and can be completed in three steps:

First of all, it is suggested that the lender consult the customer service staff of the bank whether they meet the loan conditions, and submit the loan application form, power of attorney and other materials to the bank when they meet the loan conditions.

Then the bank will review the lender's information, which usually takes 2-3 working days. After passing the examination, it will sign a loan contract with the lender and go through the relevant notarization procedures.

Finally, Ping An Bank lends money, and the lender can repay it on schedule.

Ping An Bank Loan Information:

Identity card; Foreign household registration book, temporary residence permit and household registration book; Marriage certificate, divorce certificate or judgment, single certificate; Personal credit is good; Proof of income (with official seal); Academic certificate; Bank flowing water; Other attributes; Copy of the business license of the unit (with official seal); Large deposit certificates, etc. ; If the borrower is an enterprise legal person, it must also provide the annual business license, tax registration certificate, organization code certificate, articles of association and financial statements.

Third, the second-hand housing loan (commercial loan) information has been handed over to the intermediary for 4 days, and the bank has not informed it to sign it in person. Do you know how long it will take? thank you

It depends on which bank made the loan. Some banks review before signing a loan contract, and then you sign a loan contract, but the contract is reviewed. This kind of intermediary, you can also go to the bank yourself (whether your qualifications can be loaned, in case the intermediary hides something from you. I hope I can help you! The answer comes from: Baidu real estate exchange group, respect.