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P2p online lending harms college students. Is this really nobody's business?

online loans, P2P platforms, high risks, high returns, stocks, funds, bonds, investors, banks, lending these money to people in need, platform fees, interest, management fees, are these fees acceptable to the bank in China? Now, which one is doing online lending? It doesn't charge these fees for doing 2P2. Calculate a simple fee. The online lending platform will lend you 1 yuan, and you will get 75 yuan in seven days, leaving 25 yuan to be deducted once. If it is overdue for 5 yuan a day, it will be 1 yuan a day. If it is overdue for one day, you don't have to do anything else but answer the phone. The lending platform will call you. If it is overdue for two days, your mobile phone address book will be dialed all the time, and it will be overdue for three days. Friends, family, ask for money, send text messages, ask for money and insult, send multimedia messages, if there are coffin pictures! There are: mobile phone loan, loan money, cash loan, lightning superman, good man and good letter, Zhu Bajie, big grain loan, warm heart loan, loan, hummingbird speed loan, malt loan, first spend 1 million yuan, urgent loan, love Qian Qian, speed cash man, big and small loan, blue-collar loan, fast money, trust and wealth, credit wallet, borrow for a few days, God loan, credit wallet. My friend bought an iphone7 p for his girlfriend in Gitzo. After 24 installments, it is much more expensive than that in official website. Gitzo's friend repaid the public repayment. Gitzo's Gitzo bank is China Merchants Bank, the full name of which is Tianjin Branch of China Merchants Bank Co., Ltd., and the account number is 122938791468332145 Baiqian, which is also China Merchants Bank. After all, this is voluntary, and no one forced you to do it at gunpoint, right! After all, P2P and online lending are all made by people. Lending is also a human being, and the country is now P2P to online lending! The bank has issued opinions on soliciting contributions. Now these online loans, these P2P are still insulting, and P pictures send the information of this lender to the friends and family of the lender! If someone says for sure, if you say so, you are the master of Lao Lai and not paying back the money. Others must say that you are from some loan company. In fact, I am a person who has borrowed online loans before and was forced by online loans. At that time, it was really hard, not because I didn't want to, but because the latter ones couldn't afford to change. It's overdue Finally, pay back the money. If. The country is really in charge now, as it is said now, and it has issued the document No.141 on December 1, 217 to do P2P online lending. The overdue loan is not necessarily a lazy one. How much the bank has paid back, how much it has borrowed, and what it is overdue. It's definitely not right to borrow money. Can P2P online lending dunne accounts and personal information to a third party? It is not so difficult to borrow P2P online loan users! We are all human beings. Let's understand each other. There is no triad society in China. In other words, the state is so strict and rampant now. What does that country care about? State management, CBRC management, for illegal management that does not conform to national policies, if it is found how serious the arrears are, China People's Bank can sue. What is a formal dunning company! The court is. Having said so much, I just represent my personal opinion. Don't spray if you don't accept the opinion. Thank you.