A bank that pays basic accounts without handling fees.

Bank of Hangzhou

Jiujiang Bank and Minsheng Bank

, China Everbright Bank

With the consultation of local banks such as Shanghai Pudong Development Bank, you can consult online or call the customer service hotlines of various banks.

1. The bank's policy is always changing. Some banks are free in the first year and start charging service fees in the second year. Basically, they are large joint-stock commercial banks.

Everyone has an annual fee, and small commercial banks or new commercial banks may be free.

2. Every bank in every bank

The charging standards are different, that is, the same ICBC or Agricultural Bank.

There is also a big gap between different outlets. The general account opening fee is 1000- 1500 yuan. In addition to account opening fees, many banks also charge annual fees (or account management fees) and online banking.

Fee, settlement card, SMS service fee, etc. Generally, the management fees of the four major banks will be more expensive, and joint-stock banks.

It will be relatively cheaper.