Hengyi loans overdue, will the Public Security Bureau accept it?

If Hengyi Loan is overdue, it will generally not sue, because they are not particularly formal, so he will not sue you at all. Have the nature of usury. If they sue you, they may even suffer losses, so they won't be stupid enough to shoot themselves in the foot. Their ultimate goal is to make you pay back the money, but they never want to put themselves in it, which is not good for themselves.

Having a bank loan of 20 thousand yuan can make the public security bureau investigate and file a case.

Relevant regulations and specifications are as follows:

1. Article 50 of "Provisions of the Supreme People's Procuratorate and the Ministry of Public Security on the Standards for Filing Criminal Cases under the Jurisdiction of Public Security Organs (II)" jointly issued by the Supreme People's Procuratorate and the Ministry of Public Security. Article 50 of the prosecution standard clearly stipulates that anyone who defrauds a bank or other financial institution of loans for the purpose of illegal possession, with an amount of more than 20,000 yuan, shall file a case for prosecution.

2. I owe a bank loan, but I can't afford it if I have no money. At present, the time limit for banks to apply ordinary procedures in hearing civil cases of first instance is 6 months; If there are special circumstances that need to be extended, it can be extended for 6 months with the approval of the president of our hospital; If it needs to be extended, it shall be reported to the higher court for approval; The time limit for hearing cases by summary procedure is 3 months, which cannot be extended. If it cannot be concluded within 3 months, it will be transferred to the ordinary procedure to continue the trial.

The legal payment methods are as follows

1, reconciliation

When the creditor's right expires or is about to expire, if the debtor is temporarily unable to repay the debt but has the sincerity to repay it, the creditor may negotiate with the debtor on the time limit, method and amount of debt performance, and urge the debtor to fulfill the debt or sign a repayment agreement.

If the creditor's rights are secured by mortgage or provided by a third party, the creditor can negotiate with the mortgagor or guarantor, or ask the third party to "match the bridge" so that the mortgagor can pay off the debts in full with the mortgaged assets, or the guarantor can pay off the debts.

2. Ask the debtor to provide a guarantee.

The guarantee is a credit guarantee, which requires the debtor to provide the credit guarantee of relevant companies acceptable to the Bank and issue a written guarantee. If a lawsuit is filed, the guarantor may be listed as a co-defendant, and the guarantor shall be jointly and severally liable for the debtor's debts. It can be mortgaged or pledged. What is secured by real estate is called mortgage; It is called pledge to guarantee with movable property or rights. Once a lawsuit is filed in the future, the creditor may apply to the court for sealing up, auctioning or selling the mortgaged (pledged) property and get priority compensation. Even if the debtor goes bankrupt, the creditor who accepts the mortgage (pledge) guarantee still has the priority to be paid for the mortgaged (pledged) thing over other ordinary creditors.

3. Find out the debtor's industrial and commercial registration, assets and property protection.

Industrial and commercial registration is a true record of the establishment, change and termination of an enterprise. The debtor's assets should be identified and investigated in various ways and means in order to submit them to the court for seizure and freezing in litigation. To collect debts at home, you should remember the debtor's license plate number, office address and dormitory number, verify the ownership and mortgage of the debtor's vehicles and real estate at the vehicle management, land and real estate departments, and inquire about the subordinate enterprises operated by the debtor at the Industrial and Commercial Bureau.

Do a good job in property preservation measures. It is also based on the above-mentioned identification of the debtor's assets. Generally speaking, the seizure of the debtor's assets before the judgment will often put pressure on the debtor, forcing the debtor to take the initiative to repay or settle, because if the debtor's assets are disposed of by auction in the execution procedure, the debtor will suffer greater losses.