Loan overdue 26 1 day. Why don't you call for debt collection or contact me?

Deliberately, the liquidated damages and interest are increasing, and your 20 thousand has become 40 thousand. This is Alipay's routine. Tens of thousands of dollars, backed by the credit information system and the law, are not afraid of you not paying back, just pursuing the maximization of interests.

This is the credit report. Not rushing doesn't mean not being blacklisted.

There is little difference between true and false, right? Then I'll be fine if I'm three months overdue.

Some people may think that no one has come to see me after it has been overdue for so long. It doesn't matter, and there is no need to return it. This idea is extremely wrong. There is an old saying in China since ancient times: "Pay back your debts, and kill people for their lives.". No matter what the reason, you can't have this idea at any time!

The first reason is that the loan company deliberately does it, because there are many differences between overdue loans and overdue loans in the market. Many online lending companies deliberately take a long line to catch big fish. The more overdue you are, the more interest the company can collect, and the money you have to pay back will definitely be much more than what you have to pay back.

The second reason is that the amount owed is small. For the collection company, the amount to be recovered is really a lot. Therefore, the collection will generally start with a larger amount and then gradually decrease. The smaller the amount, the later the collection order. So if you don't owe much money, you may not receive the phone for a while. However, the money owed will be paid back sooner or later, and it is only a matter of time before receiving a collection call.

The third reason is that contact information has changed. If you change your new contact information after borrowing, and the collection staff has not obtained your latest contact information, naturally there is no way to collect it from you. However, changing the contact information only makes the collection staff unable to contact you for a short time, and the money that should be returned still needs to be returned, so there is no need to toss.

The fourth reason is that online lending companies have closed down, which is also a normal phenomenon. With the control of online lending in China, many small platforms have closed down. If these closed platforms are not supported by big companies, then these platforms will definitely lend. Moreover, in bankruptcy, these people can't ask everyone for money, which leads to some people borrowing money, and there is no such phenomenon as collection.

In short, no matter what causes the debt not to be repaid, I think as a natural person, I should keep my word and pay it back. Don't regret it too late!

You don't have to pay it back. They lend you money and make money from you. Since they want to make money from you, that's business. Business will lose money and make money. Where can they earn it back? They haven't changed a penny. Life is only a few decades, afraid of him.

1, Alipay will not reduce the sesame credit score, resulting in a decrease in the amount of loans and consumption;

2. In addition, the unpaid amount will generate overdue penalty interest and aggravate the borrower's debt;

3. Alipay borrows money for credit investigation at the meeting, which will affect personal credit investigation once it fails.

Second, what is the statute of limitations for not paying back the money?

People's Republic of China (PRC) (China) Civil Code

Article 188 The limitation period of ordinary litigation and the longest period of rights protection shall be three years. Where there are other provisions in the law, those provisions shall prevail.

The limitation period of action shall be counted from the date when the creditor knows or should know that the right is damaged and the debtor knows it. Where there are other provisions in the law, those provisions shall prevail. However, the people's court shall not protect the rights that have been damaged for more than 20 years. Under special circumstances, the people's court may decide to extend the time according to the application of the obligee.

Article 189 Where the parties agree to perform the same debt by stages, the limitation of action shall be counted from the date when the last performance period expires.

3. What are the conditions for not paying back the money owed to the person who has lost his trust?

Some Provisions of the Supreme People's Court Municipality on Publishing the Information of the List of Persons Executed in Disbelief

Article 1 If the person subjected to execution fails to fulfill the obligations specified in the effective legal documents, and under any of the following circumstances, the people's court shall include him in the list of people subjected to execution for breach of trust, and impose credit punishment on him according to law:

(1) Having the ability to perform and refusing to perform the obligations specified in the effective legal documents;

2) Obstructing or resisting execution by forging evidence, violence or threats;

(3) evading execution by means of false litigation, false arbitration or concealing or transferring property;

(4) Violating the property reporting system;

(5) Violating the consumption restriction order;

(6) refusing to perform the settlement agreement without justifiable reasons.

Article 2 Where the person subjected to execution falls under the circumstances specified in Items 2 to 6 of Article 1 of these Provisions, the time limit for being included in the list of persons subjected to execution without trust shall be two years. If the person subjected to execution obstructs or resists execution by means of violence or threats, or if the circumstances are serious or he has repeatedly broken his promise, it may be extended for one to three years.

The people's court may decide to delete the information of dishonesty in advance if the person subjected to execution actively performs the obligations specified in the effective legal documents or actively corrects the act of dishonesty.

Online lending is a relatively new way of lending. For borrowers, online lending is not much different from facing loans to others. For example, if you borrow money on the online platform, you must repay it according to law. If it is overdue, it will be difficult to borrow from financial institutions in the future.

You'd better take your ID card to the People's Bank to check your credit. Under normal circumstances, I don't use any white stripes, flowers and plants, credit cards, and occasionally use them a few times. I will look at them in the next few months. Some will be returned immediately, so as not to affect my personal credit.

How did you do it [covering your face]

I hope he has just raised interest rates.

If your credit is not bankrupt after evaluation, why should I make you feel the debt pressure?