When the mobile phone is stolen, can the thief know the Alipay password by changing hands with the card?

Let's start with the conclusion: the mobile phone is stolen, and thieves can't get your payment password when they get the mobile phone card, nor can they steal it. First of all, Alipay is not necessarily registered by mobile phone. For example, my Alipay is registered by email. Because Alipay was founded in 2004, when smartphones were not popular. At that time, people shopped through Taobao's website, so naturally they didn't need to register Alipay with their mobile phone numbers. So even if the thief has mastered the mobile phone card and doesn't know the email address and password corresponding to Alipay, he can't log in to the owner's Alipay.

Although later, for the sake of real-name registration system, you need a mobile phone number to register Alipay now, but users can also turn off the mobile phone login function in the Alipay management function to prevent thieves from logging in to Alipay via SMS after getting your mobile phone card. The specific operation is as follows: Open Alipay-Click? Mine? -? Settings? -? Security settings? -? Mobile phone number? , click again? Turn off the phone number and log in? Because I turned off this function, what is displayed here? Open the mobile phone number and log in? . In this way, even if the thief gets your mobile phone card, he can't log in to your Alipay.

Then, if the Alipay account that the mobile phone logs in has been opened, can the thief log in to the account casually after getting the mobile phone card? The answer is also no, because the thief gets your mobile phone card and plugs it into other mobile phones. The thief's mobile phone is equivalent to a new device in your Alipay account, and according to Alipay's security measures, the new device needs to be authenticated when logging in, so the thief can't log in to your Alipay when he gets your mobile phone card. And even thieves go through five hurdles and cut six generals? After logging in to your Alipay by SMS, he can't change your payment password, because after logging in to Alipay, if you don't know the previous payment password, you also need to brush your face for authentication when changing the payment password. Therefore, only the Alipay account owner can modify the payment password.

But what if some users open it? Confidential payment Function, there may be the possibility that Alipay will be stolen by thieves after logging in, because the secret-free payment does not need to pay the password. But by default, the single amount of confidential payment is only 200 yuan, and the highest amount is only 2000 yuan. Therefore, even if a thief steals your bank card by using confidential payment, your loss will not be too great. Generally speaking, Alipay is the most commonly used mobile payment tool. After more than ten years of development, the safety measures have been very perfect, and there is basically no possibility of stealing brushes. However, after you lose your mobile phone, you still need to report the loss of your mobile phone card at the first time, so as to fundamentally eliminate the possibility that payment software such as Alipay will be stolen. In addition, Alipay itself also supports the loss reporting function, which can be done through web pages or other mobile phones. As long as the thief reports the loss of the mobile phone card or Alipay before successfully logging into your Alipay, it is impossible for the other party to steal your money.