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Why does WeChat transfer need SMS verification?

The reason is to ensure the security of the transfer.

WeChat transfer needs verification code to protect people's funds. All WeChat bills/single-day change under the same ID card pay more than 2,000 yuan, which requires SMS verification. Please enter the SMS verification code to complete the verification. WeChat transfer is a way to pay money through WeChat.

According to the requirements of relevant national laws and regulations, the change expenditure exceeds 2000 yuan, and the page guides the installation of digital certificates. Digital certificate can increase the limit of single-day change payment and ensure the security of mobile payment. Using small change to pay requires issuing a verification code to the mobile phone reserved by the bank in order to complete the security verification. Account with real name and digital certificate installed: 50,000 yuan in small change and 200,000 yuan in transfer.