China Merchants Bank's credit card is temporarily unable to repay, and it is not overdue. Can we negotiate repayment? How can we negotiate successfully?

Credit card repayment (including e-installment) has a grace period of 3 days (no need to apply), and the delay in paying off the bill or the minimum repayment amount within 3 days from the repayment date will not affect your credit history.

For example, the final repayment date is the 5th, and it is normal to delay repayment for 3 days until 24: 00 pm on the 8th of that month.

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1. China Merchants Bank's credit card will be transferred to other banks for repayment. It is suggested that it be 1-2 days in advance, and the time limit for payment should be noted.

2. Full repayment will not generate expenses, and the minimum repayment amount will generate interest expenses.

3. It is recommended to directly call the customer service hotline of the credit card center for detailed consultation and repayment negotiation.

(Response time: September 6, 2020. Please refer to China Merchants Bank official website for the latest business changes. )