Is the credit notice true?

Legal analysis: Anyone who has applied for a loan or a credit card can basically be found in the central bank's credit information system. Because many platforms and banks are connected to the credit information system at present, banks can always easily find the applicant's credit information report when applying for loans. Taking the central bank's credit investigation as an example, the official has made it clear that it will not notify information individuals in any form, such as text messages, telephone calls and emails, nor will it actively send information to users or inform them that they are blacklisted.

Legal Basis: Several Provisions of the Supreme People's Court Municipality on Publishing the Information of the List of Executed Persons with Bad Faith Article 1 If the executed person fails to fulfill the obligations specified in the effective legal documents and has any of the following circumstances, the people's court shall include him in the list of executed persons with bad faith and punish him with credit according to law:

(1) Having the ability to perform and refusing to perform the obligations specified in the effective legal documents;

(2) Obstructing or resisting execution by forging evidence, violence or threats;

(3) evading execution by means of false litigation, false arbitration or concealing or transferring property;

(4) Violating the property reporting system;

(5) Violating the consumption restriction order;

(6) refusing to perform the settlement agreement without justifiable reasons.