Guangfa Bank repaid the loan in advance.

This will not happen. Although banks have overlord clauses everywhere, it's not that dark! The bank deduction will be very detailed, don't worry!

I'm from Ping An Bank. Repay the loan in advance once before, and repay the loan in advance after one year! We directly apply to the bank for prepayment, and then deposit the prepayment money before the monthly deduction date, and then directly deduct it! Need to pay a penalty equivalent to one month's interest!