Is it true that you received a lawyer's letter from consumer finance?

Legal analysis: After receiving a letter from a lawyer, you can consider negotiating with the other party or prepare for a lawsuit. A lawyer's letter is a kind of advance notice, indicating that the other party is ready to file a lawsuit against the current dispute. If you don't want to go to court, discuss with the other party how to solve it after receiving the lawyer's letter.

The lawyer's letter itself will not have legal consequences, just a warning. Lawyer's letter is generally regarded as a threat of litigation, which may be that the parties put pressure on the other party to make peace on their own initiative in order to gain the advantage of negotiation; It is also possible that the parties lose confidence in conflict resolution and issue a lawsuit warning.

Legal basis: Article 119 of the Civil Procedure Law of People's Republic of China (PRC), the prosecution must meet the following conditions:

(1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case;

(2) Having a clear defendant;

(3) Having specific requests, facts and reasons;

(4) It falls within the scope of civil litigation accepted by the people's court and is under the jurisdiction of the sued people's court.