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What should I do if the ICBC bank card is notified by SMS to be deducted but there is no money in the card?

The ICBC bank card will notify the deduction by SMS. If there is no money in the card, wait until the user deposits it. If the account is in arrears, the bank will cancel it. China Industrial and Commercial Bank's criteria for account cancellation:

1. If there is no online banking, withholding and collection service in the customer account, and the average daily balance is lower than that in 300 yuan, the bank will automatically deduct the quarterly 3 yuan management fee and annual fee 10 yuan.

2. If the balance is deducted, arrears will be formed. If you owe money for one and a half years, the bank will automatically close the account.

Extended data

Bank card account opening matters

On February 20 15, the China Banking Regulatory Commission issued the Notice on Matters Related to the Banking Industry's Combating and Governing New Crimes in Telecommunication Networks (hereinafter referred to as the Notice). According to the circular, starting from 20 16 1, in principle, no more than four debit cards will be opened by the same customer in the same institution.

At the same time, the notice also stipulates that "in principle, the same agent shall not open more than three cards in the same commercial bank. The debit card opened by the agent can only be used after the agent takes his valid ID card to the counter to activate the card. " The notice also requires that for customers who already have more than four debit cards, banks should take the initiative to contact customers for verification, and if they find that they are unwilling to handle it, they should suspend their services. ?

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